4
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 4
STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP
[ ] Check this box if no longer subject to Section 16.
Form 4 or Form 5 obligations may continue.
1. Name and Address of Reporting Person(s)
Garner, Stephen E.
The Commons, PO Box 460
Ithaca, NY 14851
2. Issuer Name and Ticker or Trading Symbol
Tompkins Trustco, Inc. (TMP)
3. I.R.S. Identification Number of Reporting Person, if an entity (Voluntary)
4. Statement for Month/Day/Year
3/25/2003
5. If Amendment, Date of Original (Month/Day/Year)
6. Relationship of Reporting Person(s) to Issuer (Check all applicable)
[ ] Director [ ] 10% Owner
[X] Officer (give title below) [ ] Other (specify below)
Executive Vice President
7. Individual or Joint/Group Filing (Check Applicable Line)
[X] Form filed by One Reporting Person
[ ] Form filed by More than One Reporting Person
Table I Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
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1)Title of Security 2)Trans- 3.Trans- 4.Securities Acquired(A) 5)Amount of 6) 7)Nature of
action action or Disposed of (D) Securities Indirect
Date Code A Beneficially D Beneficial
(Month/ or Owned at or Ownership
Day/Year) Code V Amount D Price End of Month I
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Common Stock 685 D Direct
Common Stock - 401K/ESOP 03/21/03 P 559 A $45.9600 1,150 D Direct
Table II (PART 1) Derivative Securities Acquired, Disposed of, or Beneficially Owned (Columns 1 through 6)
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1)Title of Derivative 2)Conversion 3)Trans- 4)Trans- 5)Number of Derivative 6)Date Exercisable and
Security or Exercise action action Securities Acquired (A) Expiration Date
Price of Date Code or Disposed of (D)
Derivative
Security Code V A D Exercisable Expiration
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Incentive Stock Option (right $37.7500 07/24/11
to buy)
Incentive Stock Option (right $42.9000 09/30/12
to buy)
Non-Qualified Stock Option $20.1660 06/04/09
(right to buy)
Non-Qualified Stock Option $42.9000 09/30/12
(right to buy)
Incentive Stock Option (right $20.1660 06/04/09
to buy)
Table II (PART 2) Derivative Securities Acquired, Disposed of, or Beneficially Owned (Columns 1,3 and 7 through 11)
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1)Title of Derivative 3)Trans- 7)Title and Amount 8)Price 9)Number of 10) 11)Nature of
Security action of Underlying of Deri- Derivative Indirect
Date Securities vative Securities D Beneficial
Amount or Security Beneficially or Ownership
Number of Owned at I
- Title Shares End of Month
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Incentive Stock Option (right Common Stock 5,000 5,000 D Direct
to buy)
Incentive Stock Option (right Common Stock 6,024 6,024 D Direct
to buy)
Non-Qualified Stock Option Common Stock 950 950 D Direct
(right to buy)
Non-Qualified Stock Option Common Stock 3,976 3,976 D Direct
(right to buy)
Incentive Stock Option (right Common Stock 19,600 19,600 D Direct
to buy)
Explanation of Responses:
SIGNATURE OF REPORTING PERSON
/S/ Garner, Stephen E.
DATE 03/25/03