FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
DAIMLERCHRYSLER AG ORD ADR D1668R123 1 41 SH SOLE 41 0 0
COOPER INDUSTRIES LTD CLASS A G24182100 1 25 SH DEFINED 25 0 0
INGERSOLL-RAND CO COM G4776G101 250 3145 SH SOLE 3145 0 0
INGERSOLL-RAND CO COM G4776G101 31 400 SH DEFINED 400 0 0
MARVELL TECHNOLOGY GROUP LTD G5876H105 0 20 SH DEFINED 20 0 0
NABORS INDUSTRIES LTD G6359F103 0 15 SH DEFINED 15 0 0
SEAGATE TECHNOLOGY G7945J104 52 2700 SH DEFINED 0 0 2700
XL CAP LTD CL A G98255105 1 25 SH DEFINED 25 0 0
ALCON INC. H01301102 1 20 SH DEFINED 20 0 0
FLEXTRONICS INTL LTD ORD Y2573F102 1 125 SH DEFINED 125 0 0
AFLAC INC COM 001055102 298 8000 SH SOLE 5700 0 2300
AES CORP COM 00130H105 196 12000 SH DEFINED 0 0 12000
AT & T CORP NEW 001957505 112 6025 SH SOLE 5555 0 470
ABBOTT LABS COM 002824100 4516 96898 SH SOLE 91223 0 5675
ABBOTT LABS COM 002824100 150 3225 SH DEFINED 2225 0 1000
ADOBE SYS INC COM 00724F101 106 1580 SH SOLE 1580 0 0
AETNA INC NEW COM 00817Y108 59 790 SH SOLE 790 0 0
AETNA INC NEW COM 00817Y108 119 1600 SH DEFINED 0 0 1600
AGERE SYS INC CL A 00845V100 0 3 SH SOLE 3 0 0
AGERE SYSTEM INC CLASS B 00845V209 0 88 SH SOLE 88 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 6 305 SH SOLE 305 0 0
AIR PRODS & CHEMS INC COM 009158106 80 1276 SH SOLE 1251 0 25
ALBERTO CULVER CO CL B CONV 013068101 137 2865 SH SOLE 765 0 2100
ALBERTSONS INC COM 013104104 34 1685 SH SOLE 1685 0 0
ALBERTSONS INC COM 013104104 68 3300 SH DEFINED 0 0 3300
ALCOA INC COM 013817101 1354 44599 SH SOLE 40954 0 3645
ALCOA INC COM 013817101 43 1440 SH DEFINED 1440 0 0
ALLIANCE FINL CORP 019205103 1750 56191 SH SOLE 56191 0 0
ALLIANCE FINL CORP 019205103 124 4000 SH DEFINED 4000 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
ALLSTATE CORP COM 020002101 1656 30641 SH SOLE 28366 0 2275
ALLSTATE CORP COM 020002101 13 250 SH DEFINED 250 0 0
ALLTEL CORP COM 020039103 183 3340 SH SOLE 3340 0 0
ALLTEL CORP COM 020039103 76 1400 SH DEFINED 0 0 1400
ALTRIA GROUP INC COM 02209S103 674 10319 SH SOLE 9619 0 700
ALTRIA GROUP INC COM 02209S103 58 900 SH DEFINED 900 0 0
AMAZON COM INC COM 023135106 59 1740 SH SOLE 1740 0 0
AMAZON COM INC COM 023135106 185 5400 SH DEFINED 0 0 5400
AMBAC FINL GROUP INC COM 023139108 138 1855 SH SOLE 1855 0 0
AMERADA HESS CORP COM 023551104 115 1200 SH DEFINED 0 0 1200
AMEREN CORP COM 023608102 28 585 SH SOLE 585 0 0
AMERICA MOVIL S A DE C V SPON ADR L SHS 02364W105 51 1000 SH SOLE 1000 0 0
AMERICAN ELEC PWR INC COM 025537101 30 900 SH SOLE 900 0 0
AMERICAN EXPRESS CO COM 025816109 2260 44020 SH SOLE 38245 0 5775
AMERICAN EXPRESS CO COM 025816109 7 150 SH DEFINED 150 0 0
AMERICAN INTL GROUP INC COM 026874107 3690 66608 SH SOLE 62903 0 3705
AMERICAN INTL GROUP INC COM 026874107 461 8337 SH DEFINED 7295 0 1042
AMERITRADE CORP 03074K100 8 786 SH SOLE 786 0 0
AMGEN INC COM 031162100 1447 24875 SH SOLE 21850 0 3025
AMGEN INC COM 031162100 25 445 SH DEFINED 445 0 0
AMSOUTH BANCORPORATION COM 032165102 3 125 SH SOLE 125 0 0
AMYLIN PHARMACEUTICALS INC 032346108 4 250 SH SOLE 250 0 0
ANADARKO PETE CORP COM 032511107 35 466 SH SOLE 466 0 0
ANADARKO PETE CORP COM 032511107 60 800 SH DEFINED 0 0 800
ANALOG DEVICES INC COM 032654105 18 500 SH SOLE 300 0 200
ANHEUSER BUSCH COS INC COM 035229103 1606 33911 SH SOLE 29511 0 4400
ANHEUSER BUSCH COS INC COM 035229103 417 8813 SH DEFINED 8813 0 0
AON CORP COM 037389103 27 1200 SH DEFINED 0 0 1200
APACHE CORP 037411105 1367 22342 SH SOLE 20717 0 1625
APACHE CORP 037411105 7 128 SH DEFINED 128 0 0
APPLE COMPUTER INC COM 037833100 212 5090 SH SOLE 5090 0 0
APPLE COMPUTER INC COM 037833100 0 20 SH DEFINED 20 0 0
APPLIED MATLS INC COM 038222105 6 420 SH SOLE 420 0 0
2
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
AQUA AMER INC 03836W103 9 375 SH SOLE 375 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 311 12683 SH SOLE 12683 0 0
ARIBA INC 04033V203 0 33 SH SOLE 33 0 0
ARROW ELECTRS INC COM 042735100 1 75 SH SOLE 75 0 0
ASTRAZENECA PLC 046353108 3 100 SH SOLE 100 0 0
AUTODESK INC COM 052769106 201 6775 SH SOLE 6775 0 0
AUTOMATIC DATA PROCESSING 053015103 328 7300 SH SOLE 7300 0 0
AUTOMATIC DATA PROCESSING 053015103 89 2000 SH DEFINED 2000 0 0
AVAYA INC COM 053499109 2 217 SH SOLE 217 0 0
AVERY DENNISON CORP COM 053611109 37 600 SH SOLE 600 0 0
AVERY DENNISON CORP COM 053611109 24 400 SH DEFINED 400 0 0
AVON PRODS INC COM 054303102 120 2800 SH SOLE 2750 0 50
AVON PRODS INC COM 054303102 1 35 SH DEFINED 35 0 0
AXCELIS TECHNOLOGIES INC COM 054540109 3 471 SH SOLE 471 0 0
BB&T CORP COM 054937107 5 150 SH SOLE 150 0 0
BISYS GROUP INC COM 055472104 15 1000 SH SOLE 1000 0 0
BP AMOCO P L C SPONSORED ADR 055622104 481 7716 SH SOLE 7716 0 0
BP AMOCO P L C SPONSORED ADR 055622104 293 4709 SH DEFINED 3397 0 1312
BAKER HUGHES INC COM 057224107 2 58 SH SOLE 58 0 0
BAKER HUGHES INC COM 057224107 31 700 SH DEFINED 0 0 700
BALL CORP COM 058498106 175 4235 SH SOLE 4235 0 0
BANCROFT CONV FD INC COM 059695106 20 1161 SH DEFINED 1161 0 0
BANK OF AMERICA CORPORATION COM 060505104 5426 123085 SH SOLE 116935 0 6150
BANK OF AMERICA CORPORATION COM 060505104 203 4610 SH DEFINED 2300 0 2310
BANK NEW YORK INC COM 064057102 41 1426 SH SOLE 426 0 1000
BANK NEW YORK INC COM 064057102 5 200 SH DEFINED 200 0 0
BARD C R INC COM 067383109 131 1935 SH SOLE 1935 0 0
BAXTER INTL INC COM 071813109 15 465 SH SOLE 465 0 0
BAXTER INTL INC COM 071813109 6 200 SH DEFINED 200 0 0
BAXTER INTL INC PFD 071813406 21 400 SH SOLE 400 0 0
BECTON DICKINSON & CO COM 075887109 186 3190 SH SOLE 3120 0 70
BELLSOUTH CORP COM 079860102 2026 77080 SH SOLE 66763 0 10317
BELLSOUTH CORP COM 079860102 125 4764 SH DEFINED 2964 0 1800
3
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
BEMIS INC COM 081437105 20 645 SH SOLE 645 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 87 1 SH SOLE 0 0 1
BERKSHIRE HATHAWAY INC DEL CL B 084670207 74 26 SH SOLE 26 0 0
BERKSHIRE HATHAWAY INC DEL CL B 084670207 8 3 SH DEFINED 3 0 0
BEST BUY INC COM 086516101 8 150 SH SOLE 150 0 0
BEST BUY INC COM 086516101 16 300 SH DEFINED 300 0 0
BIOMET INC COM 090613100 3 100 SH SOLE 100 0 0
BIOGEN IDEC INC 09062X103 62 1815 SH SOLE 215 0 1600
BIOLASE TECHNOLOGY INC 090911108 17 2000 SH SOLE 2000 0 0
BLACK & DECKER CORP COM 091797100 200 2535 SH SOLE 2535 0 0
BLACK & DECKER CORP COM 091797100 55 700 SH DEFINED 0 0 700
BOEING CO COM 097023105 713 12210 SH SOLE 12210 0 0
BOEING CO COM 097023105 1 25 SH DEFINED 25 0 0
BORG WARNER INC 099724106 1 25 SH DEFINED 25 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 378 14880 SH SOLE 12580 0 2300
BRISTOL MYERS SQUIBB CO COM 110122108 91 3600 SH DEFINED 1600 0 2000
BROADCOM CORP CL A 111320107 1 35 SH DEFINED 35 0 0
BROWN FORMAN CORP CL B 115637209 109 2000 SH DEFINED 0 0 2000
BRUNSWICK CORP 117043109 22 475 SH SOLE 475 0 0
BURLINGTON NORTHN SANTA FE CCOM 12189T104 98 1820 SH SOLE 1820 0 0
BURLINGTON RES INC COM 122014103 160 3204 SH SOLE 3204 0 0
CH ENERGY GROUP INC 12541M102 27 600 SH SOLE 600 0 0
CIGNA CORP COM 125509109 50 568 SH SOLE 568 0 0
CSX CORP COM 126408103 26 632 SH SOLE 632 0 0
CSX CORP COM 126408103 2 50 SH DEFINED 50 0 0
CVS CORP COM 126650100 103 1968 SH SOLE 1968 0 0
CAMPBELL SOUP CO COM 134429109 37 1300 SH DEFINED 0 0 1300
CAPITAL ONE FINANCIAL CORP 14040H105 235 3155 SH SOLE 3155 0 0
CAPITAL ONE FINANCIAL CORP 14040H105 82 1100 SH DEFINED 0 0 1100
CAPSTON TURBINE CORP 14067D102 0 500 SH SOLE 500 0 0
CARDINAL HEALTH INC COM 14149Y108 125 2255 SH SOLE 2255 0 0
CARDINAL HEALTH INC COM 14149Y108 243 4357 SH DEFINED 4357 0 0
CAREMARK RX INC 141705103 0 25 SH DEFINED 25 0 0
4
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
CARNIVAL CORP 143658300 196 3800 SH SOLE 3800 0 0
CARNIVAL CORP 143658300 0 15 SH DEFINED 15 0 0
CATERPILLAR INC DEL COM 149123101 458 5015 SH SOLE 5000 0 15
CENDANT CORP COM 151313103 333 16255 SH SOLE 16255 0 0
CENTEX CORP COM 152312104 54 950 SH SOLE 950 0 0
CENTRAL SECS CORP COM 155123102 17 732 SH DEFINED 0 0 732
CHEMED CORP INC 16359R103 6 85 SH SOLE 85 0 0
CHEVRONTEXACO CORP COM 166764100 2488 42676 SH SOLE 39536 0 3140
CHEVRONTEXACO CORP COM 166764100 196 3366 SH DEFINED 1100 0 2266
CHUBB CORP COM 171232101 525 6630 SH SOLE 6630 0 0
CHUBB CORP COM 171232101 25 325 SH DEFINED 25 0 300
CINERGY CORP COM 172474108 2 50 SH SOLE 50 0 0
CISCO SYS INC COM 17275R102 3235 180963 SH SOLE 170563 0 10400
CISCO SYS INC COM 17275R102 248 13875 SH DEFINED 11475 0 2400
CITIGROUP INC 172967101 7188 159991 SH SOLE 152242 0 7749
CITIGROUP INC 172967101 367 8186 SH DEFINED 6086 0 2100
CLEAR CHANNEL COMMUNICATIONSCOM 184502102 2 64 SH SOLE 64 0 0
CLOROX CO DEL COM 189054109 390 6195 SH SOLE 5595 0 600
CLOROX CO DEL COM 189054109 75 1200 SH DEFINED 0 0 1200
COCA COLA CO COM 191216100 1748 41972 SH SOLE 39847 0 2125
COCA COLA CO COM 191216100 110 2650 SH DEFINED 1150 0 1500
COLGATE PALMOLIVE CO COM 194162103 104 2000 SH DEFINED 0 0 2000
COMCAST CORP NEW CL A 20030N101 3767 111556 SH SOLE 111556 0 0
COMCAST CORP NEW CL A 20030N101 94 2804 SH DEFINED 0 0 2804
COMCAST CORP NEW 20030N200 3 97 SH SOLE 97 0 0
COMCAST CORP NEW 20030N200 36 1100 SH DEFINED 100 0 1000
COMMERCIAL METALS CO COM 201723103 98 2920 SH SOLE 2920 0 0
COMPUTER SCIENCES CORP COM 205363104 91 1995 SH SOLE 1995 0 0
CONAGRA FOODS INC COM 205887102 88 3292 SH SOLE 3292 0 0
CONAGRA FOODS INC COM 205887102 40 1500 SH DEFINED 0 0 1500
CONEXANT SYSTEMS INC COM 207142100 0 600 SH SOLE 600 0 0
CONOCOPHILLIPS 20825C104 540 5013 SH SOLE 4671 0 342
CONSOLIDATED EDISON INC 209115104 36 866 SH SOLE 866 0 0
5
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
CONSTELLATION ENERGY CORP COM 210371100 62 1200 SH DEFINED 50 0 1150
COOPER TIRE & RUBR CO COM 216831107 146 8000 SH DEFINED 8000 0 0
CORN PRODS INTL INC COM 219023108 3 150 SH SOLE 150 0 0
CORNING INC COM 219350105 76 6900 SH SOLE 6800 0 100
CORNING INC COM 219350105 6 584 SH DEFINED 584 0 0
COSTCO WHSL CORP NEW COM 22160K105 1412 31967 SH SOLE 29227 0 2740
COSTCO WHSL CORP NEW COM 22160K105 121 2750 SH DEFINED 2750 0 0
COUNTRYWIDE FINANCIAL CORP 222372104 71 2200 SH DEFINED 0 0 2200
CREE INC COM 225447101 3 150 SH SOLE 150 0 0
CUMMINS INC COM 231021106 158 2260 SH SOLE 2260 0 0
DNP SELECT INC FD INC COM 23325P104 32 3000 SH SOLE 3000 0 0
DPL INC 233293109 8 325 SH SOLE 325 0 0
DANAHER CORP DEL COM 235851102 414 7755 SH SOLE 7755 0 0
DEERE & CO COM 244199105 4 65 SH SOLE 65 0 0
DEL MONTE FOODS 24522P103 0 89 SH SOLE 89 0 0
DELL INC 24702R101 2018 52555 SH SOLE 49105 0 3450
DELL INC 24702R101 75 1975 SH DEFINED 1975 0 0
DELPHI CORPORATION COM 247126105 2 584 SH SOLE 584 0 0
DENTSPLY INTL INC NEW COM 249030107 5 100 SH SOLE 100 0 0
THE DIRECTV GROUP INC. 25459L106 0 4 SH SOLE 4 0 0
THE DIRECTV GROUP INC. 25459L106 95 6600 SH DEFINED 0 0 6600
DISNEY WALT CO COM DISNEY 254687106 40 1416 SH SOLE 1416 0 0
DISNEY WALT CO COM DISNEY 254687106 57 2000 SH DEFINED 0 0 2000
DOMINION RES INC VA NEW COM 25746U109 63 850 SH SOLE 850 0 0
DOVER CORP COM 260003108 136 3600 SH SOLE 3600 0 0
DOW CHEM CO COM 260543103 139 2808 SH SOLE 558 0 2250
DOW CHEM CO COM 260543103 512 10278 SH DEFINED 10278 0 0
DOW JONES & CO INC COM 260561105 48 1300 SH DEFINED 0 0 1300
DU PONT E I DE NEMOURS & CO COM 263534109 5300 103451 SH SOLE 97976 0 5475
DU PONT E I DE NEMOURS & CO COM 263534109 540 10552 SH DEFINED 9152 0 1400
DUKE ENERGY CORP COM 264399106 204 7295 SH SOLE 7195 0 100
DUKE ENERGY CORP COM 264399106 70 2500 SH DEFINED 0 0 2500
E M C CORP MASS COM 268648102 20 1685 SH SOLE 1285 0 400
E M C CORP MASS COM 268648102 2 200 SH DEFINED 200 0 0
6
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
EASTMAN CHEM CO COM 277432100 24 422 SH SOLE 422 0 0
EASTMAN KODAK CO COM 277461109 338 10404 SH SOLE 10404 0 0
EASTMAN KODAK CO COM 277461109 165 5100 SH DEFINED 0 0 5100
EATON VANCE CORP COM 278058102 55 842 SH SOLE 842 0 0
EATON VANCE CORP COM 278058102 85 1300 SH DEFINED 0 0 1300
EBAY INC COM 278642103 108 2915 SH DEFINED 115 0 2800
ECOLAB INC COM 278865100 59 1800 SH SOLE 1800 0 0
ECOLAB INC COM 278865100 26 800 SH DEFINED 800 0 0
EDWARDS AG INC COM 281760108 174 3900 SH SOLE 3900 0 0
EL PASO ENERGY CORP DEL COM 28336L109 31 2949 SH SOLE 2949 0 0
ELECTRONIC ARTS INC COM 285512109 100 1945 SH DEFINED 45 0 1900
ELECTRONIC DATA SYS NEW COM 285661104 4 206 SH SOLE 206 0 0
EMERSON ELEC CO COM 291011104 2118 32622 SH SOLE 30147 0 2475
EMERSON ELEC CO COM 291011104 126 1950 SH DEFINED 1950 0 0
EMPIRE DIST ELEC CO COM 291641108 4 200 SH SOLE 0 0 200
EMULEX CORP 292475209 7 420 SH SOLE 420 0 0
ENERGY CONVERSION DEV INC 292659109 2 100 SH SOLE 100 0 0
ENERGY EAST CORP COM 29266M109 96 3683 SH SOLE 3583 0 100
ENERGIZER HLDGS INC COM 29266R108 8 140 SH DEFINED 0 0 140
ENTERPRISE PRODUCTS PARTNERS LP 293792107 16 650 SH DEFINED 650 0 0
EQUITABLE RES INC COM 294549100 43 757 SH SOLE 757 0 0
EQUITY FUND 294700703 47 600 SH SOLE 600 0 0
EQUITY OFFICE PROPERTIES TRUST 294741103 6 215 SH SOLE 215 0 0
ERICSSON TELEPHONE CO ADR 294821608 4 160 SH SOLE 160 0 0
ERICSSON TELEPHONE CO ADR 294821608 9 320 SH DEFINED 320 0 0
EXELON CORP COM 30161N101 4230 92199 SH SOLE 85949 0 6250
EXELON CORP COM 30161N101 108 2375 SH DEFINED 2375 0 0
EXPEDITORS INTL WASH INC COM 302130109 10 200 SH SOLE 200 0 0
EXXON MOBIL CORP COM 30231G102 13031 218685 SH SOLE 199679 0 19006
EXXON MOBIL CORP COM 30231G102 3544 59477 SH DEFINED 56381 0 3096
FPL GROUP INC COM 302571104 48 1200 SH SOLE 800 0 400
FPL GROUP INC COM 302571104 21 524 SH DEFINED 324 0 200
FED HOME LOAN MTGE COM 313400301 271 4295 SH SOLE 4295 0 0
FED HOME LOAN MTGE COM 313400301 1 25 SH DEFINED 25 0 0
7
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
FEDERAL NATL MTG ASSN COM 313586109 633 11639 SH SOLE 11639 0 0
FEDERAL NATL MTG ASSN COM 313586109 23 425 SH DEFINED 425 0 0
FEDERAL SIGNAL CORP COM 313855108 27 1800 SH SOLE 1800 0 0
FEDERAL SIGNAL CORP COM 313855108 123 8165 SH DEFINED 8165 0 0
FEDERATED DEPT STORES INC DECOM 31410H101 1 25 SH DEFINED 25 0 0
FEDEX CORP 31428X106 122 1300 SH SOLE 1225 0 75
FEDEX CORP 31428X106 11 125 SH DEFINED 125 0 0
FIFTH THIRD BANCORP COM 316773100 184 4287 SH SOLE 4087 0 200
FIFTH THIRD BANCORP COM 316773100 20 475 SH DEFINED 475 0 0
FIRST DATA CORP COM 319963104 153 3910 SH SOLE 3910 0 0
FIRST DATA CORP COM 319963104 11 300 SH DEFINED 300 0 0
FIRST HORIZON NATL CORP 320517105 3 90 SH SOLE 90 0 0
FIRST NIAGARA FINL INC 33582V108 13 1000 SH SOLE 1000 0 0
FIRST NIAGARA FINL INC 33582V108 26 1980 SH DEFINED 1980 0 0
FIRSTENERGY CORP COM 337932107 98 2356 SH SOLE 2331 0 25
FORD MOTOR CO 345370860 22 2010 SH SOLE 2010 0 0
FORTUNE BRANDS INC COM 349631101 80 1000 SH SOLE 1000 0 0
FRANKLIN RESOURCES INC. 354613101 1 15 SH DEFINED 15 0 0
FREESCALE SEMICONDUCTOR INC 35687M206 15 882 SH DEFINED 662 0 220
GANNETT INC COM 364730101 4662 58964 SH SOLE 56339 0 2625
GANNETT INC COM 364730101 203 2573 SH DEFINED 1173 0 1400
GAP INC DEL COM 364760108 163 7492 SH SOLE 7492 0 0
GENENTECH INC COM NEW 368710406 11 200 SH SOLE 200 0 0
GENERAL DYNAMICS CORP COM 369550108 10 100 SH SOLE 100 0 0
GENERAL ELEC CO COM 369604103 12310 341401 SH SOLE 314686 0 26715
GENERAL ELEC CO COM 369604103 1560 43285 SH DEFINED 42085 0 1200
GENERAL MLS INC COM 370334104 186 3800 SH SOLE 300 0 3500
GENERAL MLS INC COM 370334104 465 9468 SH DEFINED 7968 0 1500
GENERAL MTRS CORP COM 370442105 41 1406 SH SOLE 1406 0 0
GENUINE PARTS CO COM 372460105 43 1000 SH SOLE 1000 0 0
GENUINE PARTS CO COM 372460105 65 1500 SH DEFINED 0 0 1500
GENZYME CORP COM 372917104 40 710 SH SOLE 710 0 0
GEORGIA PACIFIC CORP 373298108 78 2215 SH SOLE 2215 0 0
8
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
GILLETTE CO COM 375766102 92 1834 SH SOLE 1634 0 200
GILLETTE CO COM 375766102 91 1806 SH DEFINED 506 0 1300
GLAXO HOLDINGS PLC SPONSORED ADR 37733W105 108 2363 SH SOLE 2250 0 113
GOLDMAN SACHS GROUP INC COM 38141G104 1 15 SH DEFINED 15 0 0
GOOGLE INC 38259P508 91 505 SH DEFINED 5 0 500
GRAINGER W W INC COM 384802104 136 2200 SH SOLE 2200 0 0
GREAT PLAINS ENERGY INC COM 391164100 21 700 SH SOLE 600 0 100
GUIDANT CORP COM 401698105 337 4562 SH SOLE 4562 0 0
HALLIBURTON CO COM 406216101 0 20 SH DEFINED 20 0 0
JOHN HANCOCK PFD INC FD II 41013X106 22 1000 SH SOLE 0 0 1000
HARDINGE INC COM 412324303 12 900 SH SOLE 900 0 0
HARLEY DAVIDSON INC COM 412822108 45 795 SH SOLE 595 0 200
HARTFORD FINL SVCS GROUP INCCOM 416515104 27 400 SH SOLE 400 0 0
HASBRO INC COM 418056107 51 2500 SH DEFINED 0 0 2500
HAWAIIAN ELEC INDUSTRIES COM 419870100 10 400 SH SOLE 400 0 0
HEALTH CARE PPTY INVS 421915109 9 400 SH SOLE 400 0 0
HEALTH MANAGEMENT CLASS A 421933102 258 9870 SH SOLE 9870 0 0
HEALTH NET INC A 42222G108 81 2500 SH DEFINED 0 0 2500
HEINZ H J CO COM 423074103 106 2895 SH SOLE 1245 0 1650
HERCULES INC COM 427056106 7 500 SH DEFINED 0 0 500
HERSHEY FOODS CORP COM 427866108 238 3950 SH SOLE 3950 0 0
HEWLETT PACKARD CO COM 428236103 1725 78668 SH SOLE 74143 0 4525
HEWLETT PACKARD CO COM 428236103 54 2504 SH DEFINED 550 0 1954
HOME DEPOT INC COM 437076102 4900 128195 SH SOLE 121695 0 6500
HOME DEPOT INC COM 437076102 385 10083 SH DEFINED 7783 0 2300
HONEYWELL INTL INC COM 438516106 18 505 SH SOLE 505 0 0
HOSPITALITY PROPERTIES TRUST 44106M102 6 165 SH SOLE 165 0 0
HOSPIRA INC 441060100 3 100 SH DEFINED 0 0 100
HUMANA INC COM 444859102 121 3810 SH SOLE 3810 0 0
IAC/INTERACTIVECORP 44919P102 173 7800 SH DEFINED 0 0 7800
I-FLOW CORP 449520303 11 741 SH SOLE 741 0 0
ILLINOIS TOOL WKS INC COM 452308109 1391 15546 SH SOLE 14421 0 1125
ILLINOIS TOOL WKS INC COM 452308109 98 1100 SH DEFINED 1100 0 0
9
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
IMAGISTICS INTERNATIONAL INCCOM 45247T104 2 64 SH SOLE 64 0 0
INGRAM MICRO INC CL A 457153104 1 100 SH SOLE 100 0 0
INTEL CORP COM 458140100 5496 236732 SH SOLE 220457 0 16275
INTEL CORP COM 458140100 406 17490 SH DEFINED 16890 0 600
INTERNATIONAL BUSINESS MACHS COM 459200101 6352 69518 SH SOLE 66436 0 3082
INTERNATIONAL BUSINESS MACHS COM 459200101 456 5000 SH DEFINED 4300 0 700
INTERNATIONAL FLAVORS&FRAGRACOM 459506101 39 1000 SH DEFINED 0 0 1000
INTL PAPER CO COM 460146103 14 388 SH SOLE 388 0 0
INTL PAPER CO COM 460146103 77 2110 SH DEFINED 0 0 2110
INTERNATIONAL RECTIFIER CORPCOM 460254105 2 50 SH SOLE 50 0 0
INTUIT COM 461202103 61 1400 SH DEFINED 0 0 1400
ISHS TR S & P MIDCAP 400 IND 464287507 1244 9463 SH SOLE 9463 0 0
RUSSELL 2000 GROWTH/INDEX FD 464287648 778 12440 SH SOLE 12440 0 0
IVAX CORP COM 465823102 129 6562 SH SOLE 6562 0 0
JDS UNIPHASE CORP COM 46612J101 0 315 SH SOLE 315 0 0
JPMORGAN CHASE & CO COM 46625H100 1942 56162 SH SOLE 52537 0 3625
JPMORGAN CHASE & CO COM 46625H100 290 8395 SH DEFINED 800 0 7595
JOHNSON & JOHNSON COM 478160104 8437 125660 SH SOLE 117030 0 8630
JOHNSON & JOHNSON COM 478160104 1560 23235 SH DEFINED 20985 0 2250
JOHNSON CTLS INC COM 478366107 294 5275 SH SOLE 5275 0 0
JONES APPAREL GROUP INC COM 480074103 15 465 SH SOLE 465 0 0
JONES APPAREL GROUP INC COM 480074103 0 25 SH DEFINED 25 0 0
JUNIPER NETWORKS INC COM 48203R104 1 65 SH DEFINED 65 0 0
KELLOGG CO COM 487836108 547 12663 SH SOLE 12663 0 0
KERR MCGEE CORP COM 492386107 23 300 SH SOLE 0 0 300
KEYCORP NEW COM 493267108 6 200 SH SOLE 200 0 0
KEYSPAN CORP COM 49337W100 96 2480 SH SOLE 2480 0 0
KEYSPAN CORP COM 49337W100 38 1000 SH DEFINED 1000 0 0
KIMBERLY CLARK CORP COM 494368103 448 6825 SH SOLE 6825 0 0
KIMBERLY CLARK CORP COM 494368103 65 1000 SH DEFINED 0 0 1000
KINDER MORGAN ENERGY PARTNER LTD PARTNER 494550106 82 1826 SH SOLE 1826 0 0
KOHLS CORP COM 500255104 1 30 SH SOLE 30 0 0
KONINKLIJKE AHOLD NV SPNSRD ADR NEW 500467303 1 150 SH SOLE 150 0 0
10
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
KONINKLIJKE PHILIPS ELECTRS NV SP ADR 500472303 30 1101 SH SOLE 1101 0 0
KRAFT FOODS INC CL A 50075N104 18 566 SH SOLE 566 0 0
KROGER CO COM 501044101 2 126 SH SOLE 126 0 0
KROGER CO COM 501044101 0 50 SH DEFINED 50 0 0
L-3 COMMUNICATIONS HLDGS INCCOM 502424104 411 5793 SH SOLE 5793 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 489 10160 SH SOLE 10160 0 0
LANCASTER COLONY CORP COM 513847103 44 1050 SH SOLE 1050 0 0
LEAR CORP COM 521865105 1 25 SH DEFINED 25 0 0
LEGGETT & PLATT INC COM 524660107 46 1600 SH SOLE 1600 0 0
LEGG MASON INC COM 524901105 11 150 SH SOLE 150 0 0
LEHMAN BROTHERS HOLDING INC 524908100 104 1105 SH SOLE 1105 0 0
LENNAR CORP COM 526057104 5 100 SH SOLE 100 0 0
LEXMARK INTL NEW CL A 529771107 112 1410 SH SOLE 1310 0 100
LEXMARK INTL NEW CL A 529771107 15 200 SH DEFINED 200 0 0
LILLY ELI & CO COM 532457108 165 3170 SH SOLE 3070 0 100
LILLY ELI & CO COM 532457108 75 1444 SH DEFINED 1444 0 0
LIMITED BRANDS INC COM 532716107 90 3725 SH SOLE 3725 0 0
LIZ CLAIBORNE INC COM 539320101 36 910 SH SOLE 910 0 0
LOCKHEED MARTIN CORP COM 539830109 153 2520 SH SOLE 2520 0 0
LOWES COS INC COM 548661107 535 9375 SH SOLE 9000 0 375
LOWES COS INC COM 548661107 57 1005 SH DEFINED 1005 0 0
LUCENT TECHNOLOGIES INC COM 549463107 405 147434 SH SOLE 147434 0 0
MBIA INC COM 55262C100 101 1950 SH SOLE 1750 0 200
MBIA INC COM 55262C100 20 400 SH DEFINED 400 0 0
MBNA CORP COM 55262L100 1489 60683 SH SOLE 56033 0 4650
MBNA CORP COM 55262L100 10 415 SH DEFINED 415 0 0
MGIC INVT CORP WIS COM 552848103 92 1505 SH SOLE 1505 0 0
MGIC INVT CORP WIS COM 552848103 104 1700 SH DEFINED 0 0 1700
MAGNA INTL INC CL A ADR 559222401 1 25 SH DEFINED 25 0 0
MANOR CARE INC 564055101 49 1355 SH SOLE 1355 0 0
MANULIFE FINL CORP COM 56501R106 16 353 SH SOLE 353 0 0
MANULIFE FINL CORP COM 56501R106 85 1777 SH DEFINED 0 0 1777
USX MARATHON GROUP COM NEW 565849106 79 1700 SH DEFINED 0 0 1700
11
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
MARSH & MCLENNAN COS INC COM 571748102 0 25 SH SOLE 25 0 0
MARSH & MCLENNAN COS INC COM 571748102 45 1500 SH DEFINED 0 0 1500
MARSHALL & ILSLEY CORP COM 571834100 150 3600 SH SOLE 3600 0 0
MARRIOTT INTL INC NEW CLA 571903202 93 1400 SH SOLE 1400 0 0
MARRIOTT INTL INC NEW CLA 571903202 40 600 SH DEFINED 0 0 600
MARTHA STEWART LIVING 573083102 1 45 SH SOLE 45 0 0
MARTHA STEWART LIVING 573083102 9 430 SH DEFINED 430 0 0
MASCO CORPORATION 574599106 35 1015 SH SOLE 1015 0 0
MAY DEPT STORES CO COM 577778103 8 235 SH SOLE 235 0 0
MAY DEPT STORES CO COM 577778103 48 1300 SH DEFINED 0 0 1300
MCCORMICK & CO INC COM NON VTG 579780206 108 3150 SH SOLE 3150 0 0
MCCORMICK & CO INC COM NON VTG 579780206 172 5000 SH DEFINED 2000 0 3000
MCDONALDS CORP COM 580135101 394 12675 SH SOLE 12675 0 0
MCDONALDS CORP COM 580135101 43 1400 SH DEFINED 300 0 1100
MCGRAW HILL COS INC COM 580645109 323 3704 SH SOLE 3704 0 0
MCKESSON CORPORATION COM 58155Q103 101 2700 SH DEFINED 0 0 2700
MEADWESTVACO CORP 583334107 45 1434 SH SOLE 1434 0 0
MEADWESTVACO CORP 583334107 1 50 SH DEFINED 50 0 0
MEDCO HEALTH SOLUTIONS INC 58405U102 2 50 SH DEFINED 50 0 0
MEDIS TECHNOLOGIES 58500P107 1 100 SH SOLE 100 0 0
MEDTRONIC INC COM 585055106 4402 86413 SH SOLE 82358 0 4055
MEDTRONIC INC COM 585055106 122 2400 SH DEFINED 2400 0 0
MELLON FINL CORP COM 58551A108 74 2608 SH SOLE 2608 0 0
MELLON FINL CORP COM 58551A108 57 2000 SH DEFINED 0 0 2000
MERCK & CO INC COM 589331107 603 18638 SH SOLE 14938 0 3700
MERCK & CO INC COM 589331107 48 1500 SH DEFINED 0 0 1500
METLIFE INC COM 59156R108 27 716 SH SOLE 716 0 0
METLIFE INC COM 59156R108 2 75 SH DEFINED 75 0 0
MICROSOFT CORP COM 594918104 4453 184326 SH SOLE 172976 0 11350
MICROSOFT CORP COM 594918104 415 17200 SH DEFINED 16000 0 1200
MILLIPORE CORP 601073109 8 200 SH SOLE 200 0 0
MINDSPEED TECHNOLOGIES INC 602682106 0 200 SH SOLE 200 0 0
MOSON COORS BREWING CO CL B 60871R209 167 2165 SH SOLE 2165 0 0
12
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
MONSANTO CO (NEW) 61166W101 235 3644 SH SOLE 3644 0 0
MORGAN STANLEY ASIA PACIFIC FUND INC 61744U106 63 5000 SH SOLE 5000 0 0
MORGAN STANLEY DISCOVER & CO 617446448 3532 61709 SH SOLE 58434 0 3275
MORGAN STANLEY DISCOVER & CO 617446448 150 2631 SH DEFINED 1431 0 1200
MOTOROLA INC COM 620076109 3 248 SH SOLE 248 0 0
MOTOROLA INC COM 620076109 119 8000 SH DEFINED 6000 0 2000
MUNI ASSETS FUND INC 62618Q106 10 850 SOLE 850 0 0
MUNIYIELD NY INSD FD INC 626301105 9 735 SOLE 735 0 0
MYLAN LABS INC COM 628530107 7 450 SH SOLE 450 0 0
NBT BANCORP INC COM 628778102 365 16309 SH SOLE 16309 0 0
NCR CORP NEW COM 62886E108 88 2620 SH SOLE 2620 0 0
NCR CORP NEW COM 62886E108 586 17398 SH DEFINED 17398 0 0
NASDAQ-100 TRUST SERIES I 631100104 127 3500 SH SOLE 3500 0 0
NATIONAL CITY CORP COM 635405103 3 90 SH SOLE 90 0 0
NATIONAL CITY CORP COM 635405103 96 2875 SH DEFINED 75 0 2800
NATIONWIDE FINANCIAL SER 638612101 13 385 SH SOLE 385 0 0
NEENAH PAPER INC 640079109 1 30 SH DEFINED 0 0 30
NEIMAN MARCUS GROUP INC CL A 640204202 91 1000 SH DEFINED 0 0 1000
NEW YORK TIMES CO CL A 650111107 3324 90900 SH SOLE 90900 0 0
NEW YORK TIMES CO CL A 650111107 19989 546600 SH DEFINED 545000 0 1600
NEWELL RUBBERMAID INC COM 651229106 1 50 SH SOLE 50 0 0
NEWELL RUBBERMAID INC COM 651229106 83 3800 SH DEFINED 0 0 3800
NEWMONT MIN CO (HOLD CO) COM 651639106 2 62 SH SOLE 62 0 0
NEWPARK RESOURCES INC 651718504 1 200 SH SOLE 200 0 0
NEWS CORP CL A 65248E104 0 4 SH SOLE 4 0 0
NEXTEL COMMUNICATIONS INC CL A 65332V103 112 3950 SH SOLE 3950 0 0
NEXTEL COMMUNICATIONS INC CL A 65332V103 289 10200 SH DEFINED 0 0 10200
NIKE INC CL B 654106103 25 311 SH SOLE 311 0 0
NISOURCE INC COM 65473P105 18 800 SH SOLE 800 0 0
NOKIA CORP PFD SPONS ADR 654902204 7 500 SH SOLE 250 0 250
NOKIA CORP PFD SPONS ADR 654902204 38 2500 SH DEFINED 0 0 2500
NORDSTROM INC COM 655664100 98 1780 SH SOLE 1780 0 0
NORFOLK SOUTHERN CORP COM 655844108 168 4545 SH SOLE 4545 0 0
13
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
NORTEL NETWORKS CORP NEW COM ADR 656568102 3 1102 SH SOLE 1102 0 0
NORTEL NETWORKS CORP NEW COM ADR 656568102 1 450 SH DEFINED 450 0 0
NORTHROP GRUMMAN CORP COM 666807102 103 1912 SH SOLE 1912 0 0
NOVARTIS AG 66987V109 2 62 SH SOLE 62 0 0
NUCOR CORP COM 670346105 169 2940 SH SOLE 2940 0 0
NUVEEN NY MUNI VALUE INC 67062M105 14 1500 SOLE 0 0 1500
OGE ENERGY CORP COM 670837103 26 1000 SH SOLE 1000 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 176 2475 SH SOLE 2475 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 3 50 SH DEFINED 50 0 0
ORACLE CORP COM 68389X105 197 15795 SH SOLE 15420 0 375
ORACLE CORP COM 68389X105 13 1050 SH DEFINED 1050 0 0
PG&E CORP COM 69331C108 44 1310 SH SOLE 1310 0 0
PHH CORP COM 693320202 17 809 SH SOLE 809 0 0
PNC FINL SVCS GROUP INC COM 693475105 5 100 SH SOLE 100 0 0
PNC FINL SVCS GROUP INC COM 693475105 74 1450 SH DEFINED 0 0 1450
PPG INDS INC COM 693506107 82 1160 SH SOLE 1160 0 0
PPL CORP 69351T106 53 1000 SH SOLE 1000 0 0
PACCAR INC COM 693718108 432 5974 SH SOLE 5974 0 0
PACIFIC SUNWEAR OF CALIFORNIA INC 694873100 13 500 SH DEFINED 500 0 0
PACTIV CORP COM 695257105 80 3467 SH SOLE 3467 0 0
PALL CORP COM 696429307 27 1000 SH DEFINED 0 0 1000
PARKER HANNIFIN CORP COM 701094104 1 21 SH SOLE 21 0 0
PAYCHEX INC COM 704326107 7 222 SH SOLE 222 0 0
PENNEY J C INC COM 708160106 60 1175 SH SOLE 1175 0 0
PEPSICO INC COM 713448108 4883 92105 SH SOLE 87955 0 4150
PEPSICO INC COM 713448108 284 5375 SH DEFINED 5375 0 0
PERFORMANCE TECHNOLOGIES INCCOM 71376K102 0 50 SH SOLE 50 0 0
PERKINELMER INC COM 714046109 17 830 SH SOLE 830 0 0
PFIZER INC COM 717081103 6377 242763 SH SOLE 217978 0 24785
PFIZER INC COM 717081103 782 29781 SH DEFINED 28281 0 1500
PHELPS DODGE CORP COM 717265102 15 150 SH SOLE 150 0 0
PHOENIX COS INC NEW COM 71902E109 29 2293 SH SOLE 2293 0 0
PINNACLE WEST CAP CORP COM 723484101 3 90 SH SOLE 90 0 0
14
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
PITNEY BOWES INC COM 724479100 347 7700 SH SOLE 7700 0 0
PLUM CREEK TIMBER CO INC COM 729251108 9 274 SH SOLE 274 0 0
POTASH CORP SASK INC 73755L107 2 26 SH SOLE 26 0 0
PRAXAIR INC COM 74005P104 19 414 SH SOLE 64 0 350
PRINCIPAL FINANCIAL GROUP INC 74251V102 19 500 SH SOLE 500 0 0
PROCTER & GAMBLE CO COM 742718109 5355 101041 SH SOLE 95067 0 5974
PROCTER & GAMBLE CO COM 742718109 161 3040 SH DEFINED 3040 0 0
PROGRESS ENERGY INC COM 743263105 4 105 SH SOLE 105 0 0
PROGRESSIVE CORP 743315103 424 4630 SH SOLE 4630 0 0
PROVIDIAN FINANCIAL CORPORATION 74406A102 38 2255 SH SOLE 2255 0 0
PRUDENTIAL FINL INC COM 744320102 33 587 SH SOLE 587 0 0
PUBLIC SVC ENTERPRISE GROUP COM 744573106 27 500 SH SOLE 500 0 0
PUGET SOUND ENERGY INC COM 745310102 72 3311 SH SOLE 3311 0 0
PULTE CORP COM 745867101 68 930 SH SOLE 930 0 0
QUALCOMM INC COM 747525103 1766 48222 SH SOLE 44502 0 3720
QUALCOMM INC COM 747525103 23 630 SH DEFINED 630 0 0
QUEST DIAGNOSTICS INC COM 74834L100 137 1305 SH SOLE 1305 0 0
QUESTAR CORP COM 748356102 124 2100 SH SOLE 2100 0 0
QWEST COMM INTL INC 749121109 5 1390 SH SOLE 1390 0 0
QWEST COMM INTL INC 749121109 130 35400 SH DEFINED 0 0 35400
RAYTHEON CO CLASS B COM 755111507 94 2444 SH SOLE 2444 0 0
RED HAT INC COM 756577102 1 172 SH SOLE 172 0 0
RELIANT ENERGY INC 75952B105 3 279 SH DEFINED 279 0 0
REYNOLDS AMERN INC 761713106 8 100 SH SOLE 0 0 100
RITE AID CORP COM 767754104 19 5000 SH SOLE 5000 0 0
ROCKWELL INTL CORP NEW COM 773903109 33 600 SH SOLE 600 0 0
ROCKWELL INTL CORP NEW COM 773903109 28 500 SH DEFINED 0 0 500
ROCKWELL COLLINS INC COM 774341101 28 600 SH SOLE 600 0 0
ROHM & HAAS CO COM 775371107 59 1239 SH SOLE 1239 0 0
ROYAL BANK OF SCOTLAND GROUP PLC 780097788 14 600 SH DEFINED 600 0 0
ROYAL DUTCH PETE CO NY REG GLD1.25 ADR 780257804 334 5578 SH SOLE 5578 0 0
SBC COMMUNICATIONS INC 78387G103 4626 195379 SH SOLE 176760 0 18619
SBC COMMUNICATIONS INC 78387G103 266 11270 SH DEFINED 11270 0 0
15
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
SLM CORPORATION SECURITIES COM 78442P106 11 227 SH SOLE 227 0 0
STANDARD & POOR'S DEPOSITORY RECEIPTS 78462F103 23 200 SH SOLE 200 0 0
SAFEWAY INC (FORMERLY SAFEWAY STORES INC) 786514208 1 100 SH DEFINED 100 0 0
ST JUDE MED INC 790849103 335 9310 SH SOLE 9310 0 0
ST JUDE MED INC 790849103 1 40 SH DEFINED 40 0 0
THE ST PAULS TRAVELERS COMPANIES INC-COM 792860108 113 3098 SH DEFINED 0 0 3098
SARA LEE CORP COM 803111103 17 800 SH SOLE 800 0 0
SARA LEE CORP COM 803111103 2 100 SH DEFINED 100 0 0
SCHERING PLOUGH CORP COM 806605101 123 6782 SH SOLE 5982 0 800
SCHLUMBERGER LTD COM 806857108 3530 50104 SH SOLE 46954 0 3150
SCHLUMBERGER LTD COM 806857108 237 3371 SH DEFINED 3371 0 0
SCHWAB CHARLES CORP NEW COM 808513105 1 102 SH SOLE 102 0 0
SCIENTIFIC ATLANTA INC COM 808655104 219 7785 SH SOLE 7785 0 0
SCOTTISH PWR PLC SPON ADR FINAL 81013T705 65 2108 SH SOLE 2108 0 0
E.W. SCRIPPS COMPANY (NEW) 811054204 1 35 SH DEFINED 35 0 0
SECTOR SPDR TRUST 81369Y886 38 1330 SH SOLE 1330 0 0
SELECTIVE INS GRP INC 816300107 33 719 SH SOLE 719 0 0
SEMPRA ENERGY COM 816851109 101 2540 SH SOLE 2540 0 0
SENECA FOODS CORP NEW CL B 817070105 24 1400 SH SOLE 1400 0 0
SENECA FOODS CORP NEW CL A 817070501 23 1400 SH SOLE 1400 0 0
SIMON PPTY GROUP INC NEW 828806109 21 350 SH SOLE 350 0 0
SIMON PPTY GROUP INC NEW 828806109 67 1122 SH DEFINED 0 0 1122
SIRIUS SATELLITE RADIO INC 82966U103 5 1000 SH SOLE 1000 0 0
SKY FINL GROUP INC COM 83080P103 212 7937 SH SOLE 7937 0 0
SKYWORKS SOLUTIONS INC 83088M102 1 210 SH SOLE 210 0 0
SMURFIT-STONE CONTAINER CORPCOM 832727101 1 100 SH SOLE 100 0 0
SNAP-ON INC (FORMERLY SNAP-ON TOOLS CORP) 833034101 3 125 SH SOLE 125 0 0
SOLECTRON CORP COM 834182107 1 307 SH SOLE 307 0 0
SOLECTRON CORP COM 834182107 0 287 SH DEFINED 287 0 0
SOUTHERN CO COM 842587107 62 1950 SH SOLE 1925 0 25
SOUTHWEST AIRLS CO COM 844741108 2 200 SH DEFINED 200 0 0
SPRINT CORP COM FON GROUP 852061100 190 8390 SH SOLE 8390 0 0
SPRINT CORP COM FON GROUP 852061100 28 1250 SH DEFINED 50 0 1200
16
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
STAPLES INC COM 855030102 1848 58823 SH SOLE 54973 0 3850
STAPLES INC COM 855030102 51 1650 SH DEFINED 1650 0 0
STARBUCKS CORP COM 855244109 10 200 SH SOLE 0 0 200
STARBUCKS CORP COM 855244109 0 15 SH DEFINED 15 0 0
STATE STR CORP COM 857477103 126 2894 SH DEFINED 2894 0 0
SUFFOLK BANCORP COM 864739107 107 3244 SH SOLE 3244 0 0
SUN MICROSYSTEMS INC COM 866810104 58 14550 SH SOLE 10400 0 4150
SUN MICROSYSTEMS INC COM 866810104 1 250 SH DEFINED 0 0 250
SUNTRUST BKS INC COM 867914103 255 3550 SH SOLE 2550 0 1000
SUNTRUST BKS INC COM 867914103 81 1125 SH DEFINED 25 0 1100
SUPERVALU INC COM 868536103 57 1730 SH SOLE 1730 0 0
SYMANTEC CORP COM 871503108 46 2200 SH SOLE 2200 0 0
SYMANTEC CORP COM 871503108 0 30 SH DEFINED 30 0 0
SYNOVUS FINL CORP COM 87161C105 18 675 SH SOLE 0 0 675
SYSCO CORP COM 871829107 10 300 SH SOLE 300 0 0
TD BANKNORTH INC COM 87235A101 4 147 SH SOLE 147 0 0
TECO ENERGY INC 872375100 10 700 SH SOLE 0 0 700
TEPPCO PARTNERS LP 872384102 10 250 SH DEFINED 250 0 0
TARGET CORP COM 87612E106 1599 31986 SH SOLE 29196 0 2790
TARGET CORP COM 87612E106 28 575 SH DEFINED 575 0 0
TELEFONOS DE MEXICO S A SPON ADR ORD L 879403780 34 1000 SH SOLE 1000 0 0
TELLABS INC COM 879664100 1 250 SH DEFINED 250 0 0
TENNECO AUTOMOTIVE INC 880349105 8 693 SH SOLE 693 0 0
TERADYNE INC 880770102 0 26 SH SOLE 26 0 0
TERAYON COMMUNICATION SYS COM 880775101 0 40 SH SOLE 0 0 40
TEVA PHARMA INDS ADR 881624209 1 35 SH DEFINED 35 0 0
TEXAS INDS INC COM 882491103 16 300 SH SOLE 300 0 0
TEXAS INSTRS INC COM 882508104 1493 58630 SH SOLE 55280 0 3350
TEXAS INSTRS INC COM 882508104 39 1550 SH DEFINED 350 0 1200
THERMO ELECTRON CORP COM 883556102 25 1020 SH SOLE 1020 0 0
THORNBURG MORTGAGE INC 885218107 2 100 SH DEFINED 100 0 0
3M CO COM COM 88579Y101 5128 59850 SH SOLE 56225 0 3625
3M CO COM COM 88579Y101 727 8494 SH DEFINED 7494 0 1000
17
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
TIME WARNER INC COM 887317105 50 2894 SH SOLE 2894 0 0
TIME WARNER INC COM 887317105 140 8025 SH DEFINED 125 0 7900
TOMPKINS TRUSTCO INC 890110109 41685 979905 SH SOLE 963755 0 16150
TOMPKINS TRUSTCO INC 890110109 2113 49684 SH DEFINED 49684 0 0
TORCHMARK CORP COM 891027104 72 1385 SH SOLE 1385 0 0
TORONTO DOMINION BK ONT COM NEW ADR 891160509 2 70 SH SOLE 70 0 0
TOYS R US INC COM 892335100 20 800 SH DEFINED 0 0 800
TRIBUNE CO NEW 896047107 2 53 SH SOLE 53 0 0
TYCO INTL LTD NEW COM 902124106 310 9202 SH SOLE 9202 0 0
TYCO INTL LTD NEW COM 902124106 263 7800 SH DEFINED 0 0 7800
UST INC COM 902911106 6 125 SH SOLE 125 0 0
UNILEVER N V N Y SHS NEW 904784709 1 25 SH DEFINED 25 0 0
UNION PAC CORP COM 907818108 43 627 SH SOLE 627 0 0
UNION PAC CORP COM 907818108 69 1000 SH DEFINED 0 0 1000
UNITED PARCEL SERVICE INC CL B 911312106 2770 38084 SH SOLE 35784 0 2300
UNITED PARCEL SERVICE INC CL B 911312106 91 1260 SH DEFINED 1260 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1834 18046 SH SOLE 16716 0 1330
UNITED TECHNOLOGIES CORP COM 913017109 27 275 SH DEFINED 275 0 0
UNITEDHEALTH GROUP INC 91324P102 2228 23366 SH SOLE 21766 0 1600
UNITEDHEALTH GROUP INC 91324P102 293 3080 SH DEFINED 180 0 2900
UNOCAL CORP COM 915289102 206 3344 SH DEFINED 3344 0 0
V I TECHNOLOGIES INC COM NEW 917920209 0 20 SH SOLE 0 0 20
V F CORP COM 918204108 47 800 SH SOLE 800 0 0
VAN KAMPEN AMERICAN CAPITAL MUNICIPAL TRUST 920919107 19 1400 SOLE 1400 0 0
VAN KAMPEN TR INVT GRADE MUNCOM 920929106 20 1400 SOLE 1400 0 0
VAN KAMPEN TR INVT GRADE N JCOM 920933108 37 2400 SOLE 2400 0 0
VAN KAMPEN ADVAN MUN 921124103 20 1415 SOLE 1415 0 0
VECTREN CORP COM 92240G101 31 1170 SH SOLE 1170 0 0
VERIZON COMMUNICATIONS COM 92343V104 786 22152 SH SOLE 19292 0 2860
VERIZON COMMUNICATIONS COM 92343V104 23 666 SH DEFINED 666 0 0
VIACOM INC CLASS B 925524308 1382 39706 SH SOLE 37676 0 2030
VIACOM INC CLASS B 925524308 70 2025 SH DEFINED 525 0 1500
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W100 14 565 SH SOLE 565 0 0
18
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
VOLTERRA SEMICONDUCTER CORP 928708106 13 1000 SH SOLE 1000 0 0
WPP GROUP PLC SPON ADR NEW 929309300 90 1600 SH DEFINED 0 0 1600
WPS RESOURCES CORP COM 92931B106 15 300 SH SOLE 300 0 0
WACHOVIA CORP 2ND NEW COM 929903102 25 505 SH SOLE 505 0 0
WACHOVIA CORP 2ND NEW COM 929903102 57 1125 SH DEFINED 25 0 1100
WAL MART STORES INC COM 931142103 4712 94047 SH SOLE 88037 0 6010
WAL MART STORES INC COM 931142103 665 13278 SH DEFINED 13278 0 0
WALGREEN CO COM 931422109 243 5490 SH SOLE 5490 0 0
WALGREEN CO COM 931422109 50 1134 SH DEFINED 1134 0 0
WASHINGTON MUT INC COM 939322103 122 3100 SH DEFINED 500 0 2600
WASTE MGMT INC DEL COM 94106L109 1 52 SH SOLE 52 0 0
WASTE MGMT INC DEL COM 94106L109 139 4825 SH DEFINED 0 0 4825
WEIGHT WATCHERS INTERNATIONAL INC 948626106 4 100 SH SOLE 100 0 0
WELLPOINT INC COM 94973V107 37 300 SH SOLE 300 0 0
WELLPOINT INC COM 94973V107 0 5 SH DEFINED 5 0 0
WELLS FARGO & CO NEW COM 949746101 2401 40161 SH SOLE 38011 0 2150
WELLS FARGO & CO NEW COM 949746101 59 1000 SH DEFINED 1000 0 0
WESTAR ENERGY INC COM 95709T100 23 1100 SH SOLE 1100 0 0
WILLIAMS COS INC DEL COM 969457100 28 1495 SH SOLE 1495 0 0
WIRELESS TELECOM GP INC 976524108 6 2350 SH SOLE 2350 0 0
WISCONSIN ENERGY CORP COM 976657106 11 325 SH SOLE 325 0 0
WRIGLEY WM JR CO COM 982526105 32 500 SH DEFINED 500 0 0
WYETH COM 983024100 234 5549 SH SOLE 5549 0 0
WYETH COM 983024100 299 7100 SH DEFINED 5100 0 2000
XM SATELLITE RADIO HLDGS INCCL A 983759101 6 200 SH SOLE 200 0 0
XCEL ENERGY INC 98389B100 8 510 SH SOLE 0 0 510
XEROX CORP COM 984121103 2 194 SH SOLE 194 0 0
YAHOO INC COM 984332106 52 1560 SH SOLE 1560 0 0
YAHOO INC COM 984332106 3 110 SH DEFINED 110 0 0
ZIMMER HLDGS INC COM 98956P102 1 25 SH SOLE 25 0 0
ZIMMER HLDGS INC COM 98956P102 0 10 SH DEFINED 10 0 0
ZIONS BANCORPORATION COM 989701107 230 3343 SH SOLE 3343 0 0
GRAND TOTALS 314355 7700410 7083944 0 616466
19