SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
Form 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported) October 10, 2002
CRESCENT FINANCIAL CORPORATION
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(Exact name of Registrant as specified in its charter)
North Carolina 000-32951 56-2259050
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(State or other jurisdiction (Commission File No.) (IRS Employer
of incorporation) Identification number)
1005 High House Road, Cary, North Carolina 27513
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(Address of principal executive offices)
Registrant's telephone number, including area code (919) 460-7770
Not Applicable
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(Former address of principal executive offices)
Item 5. Other Events and Regulation FD Disclosure.
On October 10, 2002, the Registrant issued a news release announcing
its financial results for the third quarter ended September 30, 2002 (the "News
Release"). The News Release also announced that the Registrant has filed an
application with the North Carolina Commissioner of Banks and the Federal
Deposit Insurance Corporation for permission to establish and operate a new
full-service branch office in Holly Springs, North Carolina.
The News Release is attached as Exhibit 99.1 to this report and is
incorporated into this Item 5 by reference.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
CRESCENT FINANCIAL CORPORATION
By: /s/ Michael G. Carlton
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Michael G. Carlton
President and Chief Executive Officer
Dated: October 15, 2002
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EXHIBIT INDEX
Exhibit Description
Number of Exhibit
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99.1 Press Release
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