SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): October 24, 2007
(Exact name of registrant as specified in its charter)
|(State or other jurisdiction
400 East Anderson Lane
Austin, Texas 78752
(Address of principal executive offices) (Zip Code)
(Registrants telephone number, including area code )
(Former Name or Former Address, if Changed Since Last Report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the
filing obligation of the registrant under any of the following provisions:
o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR
o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR
Item 8.01 Other Events.
On October 24, 2007, Citizens, Inc. (the Company) issued a press release announcing the
termination of its recently proposed underwritten public offering of up to 6.5 million shares of
Class A common stock pursuant to a preliminary prospectus supplement and an effective shelf
registration statement previously filed with the Securities and Exchange Commission, due to
unfavorable market conditions. This press release is filed as Exhibit 99.5 to this Current Report
and incorporated by reference as if set forth in full.
The information in this report is being furnished, not filed, for purposes of Section 18 of the
Securities Exchange Act of 1934, as amended, and pursuant to Item 2.02 of Form 8-K will not be
incorporated by reference into any filing under the Securities Act of 1933, as amended, unless
specifically identified therein as being incorporated therein by reference.
Item 9.01 Financial Statements and Exhibits
99.5 News Release issued by Citizens, Inc. on October 24, 2007.