United States

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

Form 8-K

CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported) July 28, 2004

UNIVEST CORPORATION OF PENNSYLVANIA
(Exact name of registrant as specified in its charter)

Pennsylvania 0-7617  23-1886144
(State or other jurisdiction (Commission (I.R.S. Employer
of incorporation) File Number) Ident. No.)

14 North Main Street, Souderton, Pennsylvania 18964
(Address of principal executive office)(Zip Code)

Registrant’s telephone number, including area code
(215) 721-2400

Not applicable
(Former name or former address, if changed since last report)

 Item 7. Financial Statements and Exhibits

(c) Exhibits 

  99    -    Earnings Release dated July 28, 2004 of Univest Corporation of 
          Pennsylvania. 

Item 12. Results of Operations and Financial Condition

     The information in this Current Report shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subjected to the liabilities of that Section. The information in this Current Report shall not be incorporated by reference into any registration statement or other document pursuant to the Securities Act of 1933, as amended, except as shall be expressly set forth by specific reference in such a filing.


     On July 28, 2004, Univest Corporation of Pennsylvania, parent company of Univest National Bank and Trust Co., issued a press release reporting second quarter earnings. A copy of this press release is attached to this Current Report on Form 8-K as Exhibit 99.

SIGNATURE

     Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

  Univest Corporation of Pennsylvania 
 
  By /s/ Wallace H. Bieler
  Name: Wallace H. Bieler
  Title: Sr. Executive Vice President,
             and Chief Financial Officer
Date: July 29, 2004