Unassociated Document
SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

Form 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934


Date of Report (Date of earliest event reported) August 13, 2007


CRESCENT FINANCIAL CORPORATION
______________________________________________________________________________
(Exact name of Registrant as specified in its charter)


North Carolina 
 
000-32951 
 
56-2259050 
(State or other jurisdiction
of incorporation)
 
(Commission File Number)
 
(IRS Employer Identification No.)
 
1005 HIGH HOUSE ROAD, CARY, NC 27513
______________________________________________________________________________
(Address of principal executive offices)


Registrant’s telephone number, including area code (919) 460-7770


Not Applicable
______________________________________________________________________________
(Former address of principal executive offices)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
 
[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
 
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
 
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
 
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
 

ITEM 7.01 REGULATION FD DISCLOSURE

On August 13, 2007, Crescent Financial Corporation (the “Registrant”) made an investor presentation at the Howe Barnes Hoefer & Arnett 12th Annual Community Bank Conference held in Chicago, Illinois. During the course of the presentation, the Registrant presented certain information regarding its recent financial performance. The Registrant’s presentation materials are furnished as Exhibit 99.1 hereto and are incorporated by reference into this Item 7.01.

The information contained in this Current Report shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.

ITEM 9.01  FINANCIAL STATEMENTS AND EXHIBITS 
 
(c)    Exhibits.
 
The following exhibits are filed herewith:
 
Exhibit No.
 
Description of Exhibit
 
99.1
 
 
Presentation Materials
 
The Current Report on Form 8-K may contain, among other things, certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including, without limitation, (i) statements regarding certain of the Registrant's goals and expectations with respect to earnings, income per share, revenue, expenses and the growth rate in such items, as well as other measures of economic performance, including statements relating to estimates of credit quality trends, and (ii) statements preceded by, followed by or that include the words “may,” “could,” “should,” “would,” “believe,” “anticipate,” “estimate,” “expect,” “intend,” “plan,” “projects,” “outlook” or similar expressions. These statements are based upon the current belief and expectations of the Registrant’s management and are subject to significant risks and uncertainties that are subject to change based on various factors (many of which are beyond the Registrant’s control).


SIGNATURES


Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

     
  CRESCENT FINANCIAL CORPORATION
 
 
 
 
 
 
  By:   /s/ Michael G. Carlton
 
Michael G. Carlton
  President and Chief Executive Officer
Dated: August 13, 2007   

 


Exhibit Index


Exhibit No.
 
Description of Exhibit
 
99.1
 
 
Presentation Materials