SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C.20549

                                   FORM 6-K    

                        Report of Foreign Private Issuer
                       Pursuant to Rule 13a-16 or 15d-16
                     of the Securities Exchange Act of 1934

                                       

                                24 December 2004


                              LLOYDS TSB GROUP plc
                (Translation of registrant's name into English)


                              5th Floor
                              25 Gresham Street
                              London
                              EC2V 7HN
                              United Kingdom

                    
                    (Address of principal executive offices)



Indicate by check mark whether the registrant files or will file annual reports 
under cover Form 20-F or Form 40-F.

                          Form 20-F..X..Form 40-F.....


Indicate by check mark whether the registrant by furnishing the information 
contained in this Form is also thereby furnishing the information to the 
Commission pursuant to Rule 12g3-2(b) under the Securities Exchange Act of 1934.

                               Yes .....No ..X..

If "Yes" is marked, indicate below the file number 
assigned to the registrant in connection with Rule 
12g3-2(b): 82- ________ 



                                  Index to Exhibits

Item

No. 1         Regulatory News Service Announcement, dated 24 December 2004
              re:  Holding(s) in Company



The London Stock Exchange
RNS Operations
10 Paternoster Square
London EC4M 7LS

24th December, 2004



Dear Sirs,

DISCLOSURE OF INTEREST IN SHARES

COMPANIES ACT 1985

I enclose a copy of a letter dated 22nd December, 2004, from The Capital Group
Companies, Inc. about their interest in the share capital of this company.

The notification is made to comply with paragraph 9.11 of the UK Listing
Authority's listing rules.

Yours faithfully,


M.R. Hatcher
Deputy Secretary
Lloyds TSB Group plc



                        Lloyds TSB Group plc is registered in Scotland no. 95000
     Registered office: Henry Duncan House, 120 George Street, Edinburgh EH2 4LH

                                               The Capital Group Companies, Inc.
                                                           333 South Hope Street
                                              Los Angeles, California 90071-1406

                                                            Phone (213) 486 9200
                                                              Fax (213) 486 9698

Capital Group  Companies
                        

BY FAX - ORIGINAL IN POST (44 207 356 1038)

Lloyds TSB Group plc 
25 Gresham Street 
London EC2V 7HN

Re: Section 198 Notification - Amended, Michael Hatcher.

Thank you for your facsimile dated 22 December 2004 informing us of the revised
issued share figure. Enclosed is an amended Section 198 Notification dated 20
December 2004.

For the purposes of this Notification an outstanding share balance of
5,596,377,506 shares was used to calculates the percentages of holdings of the
relevant share capital which determine the notifiable interest.

Should you have questions or require additional information, please
contact Gina Martinez or Greg Dickinson at (213)615-0469, or send a fax message 
to (213) 486-9698.

Alternatively, you may contact us via E-mail at GRGroup@capgroup.com,

regards,

Gina Martinez Compliance Associate

                                                                       198/90/1


To:      Lloyds TSB Group plc
         25 Gresham Street 
         London EC2V 7HN

Date: 20 December 2004

                       SECTION 198 NOTIFICATION - Amended
                            Notification of Increase

This Notice is given by The Capital Group Companies, Inc. on behalf of its
affiliates, including Capital Research and Management Company, Capital
International S.A., Capital International, Inc., Capital International Limited,
and Capital Guardian Trust Company, pursuant to Section 198 of the Companies Act
1985.

The interest in the relevant share capital indicated below arises by virtue of
holdings attributed to the Companies (see Schedule A). These holdings form part
of funds managed on behalf of investment clients by the Companies.


        Share capital to which this relates:

        Ordinary Shares (5,596,377,506 shares outstanding) Number of shares in
        which the Companies have an interest: 280,009,446

        Name(s) of registered holder(s):

            See Schedule B


                             As of 20 December 2004

                              Lloyds TSB Group plc




                                                      Number of      Percent of
                                                         Shares     Outstanding

The Capital Group Companies, Inc. ("CG") holdlngs   280,009,446          5,003%

Holdings by CG Management Companies and Funds:      

-     Capital Guardian Trust Company                 16,899,661          0.302%
-     Capital International Limited                  52,084,946          0.931%
-     Capital International S.A.                      6,074,249          0.109%
-     Capital International, Inc,                    13,585,619          0.243%
-     Capital Research and Management Company       191,364,971          3.419%




                                   Schedule A

                  Schedule of holdings in Lloyds TSB Group plc
                             As of 20 December 2004

                        Capital Guardian Trust Company,


          Registered Name                         Local Shares  

          State Street Nominees Limited              2,813,000 
          Canary Wharf                                  
          27th Floor, 1 Canada Square                          
          London E14 5AF                                       

          Bank of New York Nominees                    492,200
          Bank of New York                               
          3 Birchin Lane                                       
          London EC3V 9BY                                      

          Northern Trust                                17,803       
          c/o NorTrust Nominees Limited              
          155 Bishopsgate                                      
          London EC2M 3XS                                      

          Chase Nominees Limited                     7,217,175           
          Woolgate House                                
          Coleman Street                                       
          London EC2P 2HD                                      

          BT Globenet Nominees Ltd.                    189,200        
          1 Appold Street                             
          Broadgate                                            
          London EC2A 2HE                                      

          Midland Bank plc                           2,090,400          
          5 Laurence                                    
          Poutney Hill                                         
          EC4R OE, United Kingdom                              

          Bankers Trust                                352,800        
          59 1/2 Southmark Street                       
          2nd Floor                                            
          London SEI OHH                                       

          Barclays Bank                                 94,000        
          Barclays Global Securities Services                  
          8 Angel Court                                        
          London EC2R 7HT                                      

                                   Schedule B 

                                  Page 1 of 12 

                                                             
            Citibank London                              9,300 
            11 Old Jewry                              
            London EC2R 8D8                                  
            UK                                               

            Nortrust Nominees                        2,463,681        
            155 Bishopsgate                             
            London EC2M 3XS                                  
            United Kingdom                                   

            MSS Nominees Limited                        15,900      
            Midland Bank plc                             
            Mariner House, Pepys                             
            London EC3N 4DA                                  

            State Street Bank & Trust Co.               42,000     

            Citibank                                    11,500 

            *New Account'                              125,300 
            Nominee Information                          
            Not Available                                    

            Citibank NA                                 20,100     
            Toronto                                      

            HSBC Bank plc                                8,100     
            Securities Services, Mariner House         
            Pepys Street                                     
            London EC3N 4DA                                  

            Mellon Nominees (UK) Limited               576,000       
            150 Buchanan Street                              
            Glasgow G1 2DY                                   
            United Kingdom                                   


                                   Schedule B 

                                  Page 2 of 12 

            HSBC                                        14,500 
            2 Leboh Ampang 
            50100 Kuala Lumpur, Malaysia 

            JP Morgan Chase Bank                       346,702 
 
                                            TOTAL   16,899,661 


                                   Schedule B 

                                  Page 3 of 12 
                                                                      
                                                                      
                             Capital International Limited                   
                                                               
          Registered Name                         Local Shares  

          State Street Nominees Limited                788,100 
          Canary Wharf                               
          27th Floor, 1 Canada Square                                         
          London E14 5AF                                                      

          Bank of New York Nominees                 16,456,581
          Bank of New York                            
          3 Birchin Lane                                                      
          London EC3V 9BY                                                     

          Northern Trust                             3,693,856
          c/o NorTrust Nominees Limited              
          155 Bishopsgate                                                     
          London EC2M 3XS                                                     

          Chase Nominees Limited                     7,710,662
          Woolgate House                               
          Coleman Street                                                      
          London EC2P 2HD                                                     

          Midland Bank plc                             567,600
          5 Laurence                                    
          Poutney Hill                                                        
          EC4R 0E, United Kingdom                                             

          Bankers Trust                                617,607
          59 1/2 Southmark Street                      
          2nd Floor                                                           
          London SEI OHH                                                      

          Barclays Bank                                391,800
          Barclays Global Securities Services         
          8 Angel Court                                                       
          London EC2R 7HT                                                     

          Citibank London                            1,163,543
          11 Old Jewry                                                        
          London EC2R 8D8                                                     
          UK                                                                  
                                   Schedule B 

                                  Page 4 of 12 

                                                             
          Morgan Guaranty                              540,000
          83 Pall Mall                                
          London SW 1 Y 5ES                                  
          UK                                                 

          Nortrust Nominees                          9,104,898
          155 Bishopsgate                               
          London EC2M 3XS                                    
          United Kingdom                                     

          Royal Bank of Scotland                       376,300
          Regents House, 42, Islington High St        
          London N1 8XL                                      
          UK                                                 

          State Street Bank & Trust Co,              4,003,503

          National Westminster Bank                     39,300 

          Citibank                                     216,518 

          Citibank NA                                   41,200 
          Toronto                                     

          Deutsche Bank AG                           2,100,354
          23 Great Winchester Street                    
          London EC2P 2AX                                    
          United Kingdom                                     

          Chase Manhattan Nominee Ltd.                  72,000
          Australia                                          

                                   Schedule B 

                                  Page 5 of 12 

                                                                 
      HSBC Bank plc                                    1,944,424 
      Securities Services, Mariner House                 
      Pepys Street                                               
      London BC3N 4DA                                            

      Mellon Bank N.A.                                   946,400         
      London Branch                                      
      London                                                     
      United Kingdom                                             

      Northern Trust AVFC                                658,800         
      South Africa                                        

      KAS UK                                             101,700        
      Kass Associate                                      
      P.O Box 178                                                
      1000 AD Amsterdam                                          

      Mellon Nominees (UK) Limited                       183,100        
      150 Buchanan Street                                
      Glasgow G1 2DY                                             
      United Kingdom                                             

      Bank One London                                    250,500         

      Clydesdale Bank plc                                 95,200 

      JP Morgan Chase Bank                                21,000 

                                            TOTAL     52,084,946 


                                   Schedule B 

                                  Page 6 of 12 



                         Capital International S.A.
                                                                      
      Registered Name                               Local Shares 
                                                                  
      State Street Nominees Limited                       22,600 
      Canary Wharf                                         
      27th Floor, 1 Canada Square                                         
      London E14 5AF                                                      

      Bank of New York Nominees                           24,200
      Bank of New York                                     
      3 Birchln Lane                                                      
      London EC3V 9BY                                                     

      Northern Trust                                      22,400
      c/o NorTrust Nominees Limited                     
      155 Bishopsgate                                                     
      London EC2M 3XS                                                     

      Chase Nominees Limited                           1,861,208
      Woolgate House                                     
      Coleman Street                                                  
      London EC2P 2H0                                                     

      Midland Bank plc                                   239,400
      5 Laurence                                          
      Poutney Hill                                                        
      EC4R OE, United Kingdom                                             

      Barclays Bank                                      139,500
      Barclays Global Securities Services                  
      8 Angel Court                                                       
      London EC2R 7HT                                                     

      Pictet & Cie, Geneva                                31,200

      Citibank London                                     26,900 
      11 Old Jewry                                                        
      London EC2R 808                                                     
      UK                                                                  


                                   Schedule B 

                                  Page 7 of 12 

                                                             
      Brown Bros,                                         22,200 
      One Mellon Bank Center                               
      Pittsburgh, PA 15258                                

      Nortrust Nominees                                   17,500
      155 Bishopsgate                                      
      London EC2M 3XS                                    
      United Kingdom                                     

      Morgan Stanley                                      18,500

      Royal Bank of Scotland                             156,000 
      Regents House, 42, Islington High St              
      London N1 BXL                                      
      UK                                                 

      J.P. Morgan                                      2,523,841  

      State Street Bank & Trust Co.                       94,600 

      National Westminster Bank                           48,700 

      Lloyds Bank                                         64,500 
      Central Settlement Section                          
      Branches Stock Office                              
      34 Threadneedle Street                             

      RBSTB Nominees Ltd.                                135,300
      67 Lombard St                                      
      London EC3 3DL                                     
      United Kingdom                                     

                                   Schedule B 

                                  Page 8 of 12 

                                                           
      Citibank NA                                         18,200 
      Toronto                                        

      Deutsche Bank AG                                    53,300 
      23 Great Winchester Street                     
      London EC2P 2AX                                
      United Kingdom                                 

      HSBC Bank plc                                      554,200 
      Securities Services, Mariner House             
      Pepys Street                                   
      London EC3N 4DA                                

                                        TOTAL          6,074,249 

                                   Schedule B 

                                  Page 9 of 12 


                         Capital International, Inc. 

      Registered Name                               Local Shares 

      State Street Nominees Limited                    3,410,139
      Canary Wharf
      27th Floor, 1 Canada Square 
      London E14 5AF

      Bank of New York Nominees                        1,373,310
      Bank of New York 
      3 Birchin Lane 
      London EC3V 9BY

      Northern Trust                                      37,000
      c/o NorTrust Nominees Limited
      155 Bishopsgate
      London EC2M 3X8

      Chase Nominees Limited                           5,471,500
      Woolgate House 
      Coleman Street 
      London EC2P 2HD

      Midland Bank plc                                   214,400
      5 Laurence
      Poutney Hill
      EC4R OE, United Kingdom

      Bankers Trust                                       65,500
      59 1/2 Southmark Street 
      2nd Floor 
      London SP-1 OHH

      Citibank London                                    124,900
      11 Old Jewry 
      London EC2R 808 
      UK

      Brown Bros,                                         63,800
      One Mellon Bank Center
      Pittsburgh, PA 15258
 
                                   Schedule B 

                                  Page 10 of 12 


                                                                   
      Nortrust Nominees                                1,021,300 
      155 Bishopsgate                                     
      London EC2M 3XS                                               
      United Kingdom                                                

      Royal Bank of Scotland                              50,000           
      Regents House, 42, Islington High St                
      London N1 8XL                                                 
      UK                                                            

      State Street Bank & Trust Co,                      502,900           

      Sumitomo Trust & Banking                            19,300 
      Fiduciary & Securities Business Dept.                
      1-5 Nihonbashi - Honcho 4-chome                               
      Cho-ku, Tokyo 103                                             

      Citibank                                            35,900          

      RBSTB Nominees Ltd.                                 10,900 
      67 Lombard St                                       
      London EC3 3DL                                                
      United Kingdom                                                

      Citibank NA                                        819,724           
      Toronto                                             

      HSBC Bank plc                                      123,446           
      Securities Services, Mariner House                  
      Pepys Street                                                  
      London EC3N 4DA                                               

      JP Morgan Chase Bank                               241,600           

                                        TOTAL         13,585,619 



                                   Schedule B  

                                  Page 11 of 12 


                       Capital Research and Management Company 

                                                                
      Registered Name                               Local Shares 

      Chase Nominees Limited                         191,241,471 
      Woolgate House                                       
      Coleman Street                                          
      London EC2P 2HD                                         

      JPM Nominees Ltd.                                   37,500    

      State Street Bank & Trust Co.                       86,000 

                                        TOTAL        191,364,971 

                                   Schedule B 

                                  Page 12 of 12 



                                   Signatures

Pursuant to the requirements of the Securities Exchange Act of 1934, the 
registrant has duly caused this report to be signed on its behalf by the 
undersigned, thereunto duly authorized.

                              LLOYDS TSB GROUP plc
                                  (Registrant)



                                    By:       M D Oliver

                                    Name:     M D Oliver

                                    Title:    Director of Investor Relations



Date:     24 December 2004