SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
Form 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported) December 1, 2006
CRESCENT FINANCIAL CORPORATION
(Exact name of Registrant as specified in its charter)
| North Carolina | 000-32951 | 56-2259050 | ||
| (State or other jurisdiction of incorporation) | (Commission File No.) | (IRS Employer Identification number) |
1005 HIGH HOUSE ROAD, CARY, NC 27513
(Address of principal executive offices)
Registrant’s telephone number, including area code (919) 460-7770
Not Applicable
(Former address of principal executive offices)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
| ¨ | Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) |
| ¨ | Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) |
| ¨ | Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) |
| ¨ | Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) |
| ITEM 7.01 | REGULATION FD DISCLOSURE |
On December 7, 2006, Crescent Financial Corporation (the “Registrant”) made an investor presentation at the “Strategy to Implementation” Ryan Beck & Co. Financial Institutions Investor Conference in New York, New York. During the course of the presentation, the Registrant presented certain information regarding its recent financial performance. The Registrant’s presentation materials are furnished as Exhibit 99.1 hereto and are incorporated by reference into this Item 7.01.
The information contained in this Current Report shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.
| ITEM 8.01 | OTHER EVENTS |
On December 1, 2006, the Registrant released a press release announcing that it would make a presentation at the “Strategy to Implementation” Ryan Beck & Co. Financial Institutions Investor Conference in New York, New York and that it’s President and Chief Executive Officer, Michael G. Carlton, would participate in a panel discussion entitled “Southern Exposure: Managing for Profitable Growth.” The Registrant’s December 1, 2006 press release is furnished as Exhibit 99.2 hereto and incorporated by reference into this Item 8.01.
The information contained in this Current Report shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.
| ITEM 9.01 | FINANCIAL STATEMENTS AND EXHIBITS |
(c) Exhibits.
The following exhibits are filed herewith:
| EXHIBIT NO. | DESCRIPTION OF EXHIBIT | |
| 99.1 | Presentation materials | |
| 99.2 | Press Release | |
This Current Report on Form 8-K (including information included or incorporated by reference herein) may contain, among other things, certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including, without limitation, (i) statements regarding certain of the Registrant’s goals and expectations with respect to earnings, income per share, revenue, expenses and the growth rate in such items, as well as other measures of economic performance, including statements relating to estimates of credit quality trends, and (ii) statements preceded by, followed by or that include the words “may,” “could,” “should,” “would,” “believe,” “anticipate,” “estimate,” “expect,” “intend,” “plan,” “projects,” “outlook” or similar expressions. These statements are based upon the current belief and expectations of the Registrant’s management and are subject to significant risks and uncertainties that are subject to change based on various factors (many of which are beyond the Registrant’s control).
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
| CRESCENT FINANCIAL CORPORATION | ||
| By: | /s/ Michael G. Carlton | |
| Michael G. Carlton President and Chief Executive Officer | ||
Dated: December 7, 2006
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EXHIBIT INDEX
| Exhibit Number |
Description of Exhibit | |
| 99.1 | Presentation Materials | |
| 99.2 | Press Release | |
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