Washington, D.C. 20549



Form 8-K




Pursuant to Section 13 or 15(d) of

the Securities Exchange Act of 1934

May 29, 2013 (May 29, 2013)

Date of Report

(Date of Earliest Event Reported)



Synovus Financial Corp.

(Exact Name of Registrant as Specified in its Charter)




Georgia   1-10312   58-1134883
(State of Incorporation)   (Commission File Number)   (IRS Employer Identification No.)

1111 Bay Avenue, Suite 500, Columbus, Georgia 31901

(Address of principal executive offices) (Zip Code)

(706) 649-2311

(Registrant’s telephone number, including area code)


(Former name or former address, if changed since last report)



Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:


  ¨ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)


  ¨ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)


  ¨ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))


  ¨ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))




Item 8.01 Other Events

As previously disclosed, in 2010, Synovus Bank (the “Bank”) entered into a Memorandum of Understanding (the “Bank MOU”) with the Georgia Department of Banking and Finance (the “GA DBF”) and the Federal Deposit Insurance Corporation (the “FDIC” and, together with the GA DBF, the “Supervisory Authorities”). The Supervisory Authorities have terminated the Bank MOU effective as of May 29, 2013. The Bank MOU will be replaced with a resolution adopted by the Bank’s Board of Directors relating to, among other things, continued emphasis on improving asset quality and maintaining strong levels of capital and liquidity.




Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, Synovus has caused this report to be signed on its behalf by the undersigned hereunto duly authorized.


Dated: May 29, 2013   By:  

/s/Samuel F. Hatcher

    Samuel F. Hatcher

Executive Vice President,

General Counsel and Secretary