UNITED STATES SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 4
STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP
(X) Check this box if no longer subject to Section 16.
Form 4 or Form 5 obligations may continue. See Instruction 1(b).
1. Name and Address of Reporting Person
VERNON J. JAMESON
425 E. LANCASTER AVENUE
DOWNINGTOWN, PA 19335
2. Issuer Name and Ticker or Trading Symbol
DNB FINANCIAL CORPORATION
DNBF
3. I.R.S. Identification Number of Reporting Person, if an entity (voluntary)
4. Statement for Month/Year
APRIL 2003
5. If Amendment, Date of Original (Month/Year)
6. Relationship of Reporting Person(s) to Issuer (Check all applicable)
(X) Director ( ) 10% Owner ( ) Officer (give title below) ( ) Other
(specify below)
7. Individual or Joint/Group Filing (Check Applicable Line)
(X) Form filed by One Reporting Person
( ) Form filed by More than One Reporting Person
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Table I-- Non Derivative Securities Acquired, Disposed of, or Beneficially Owned
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4 6
Security Acquired (A) or 5 Owner-
Disposed of (D) Amount of ship
(Instr. 3, 4 and 5) Securities Form: 7
2 ------------------------------- Beneficially Direct Nature of
1 Transaction 3 (A) Owned at End (D) or Indirect
Title of Security Date Transaction or Price of Issuer's Indirect Beneficial
(Instr. 3) (mm/dd/yy) Code Amount (D) Fiscal Year (I) Ownership
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Table II -- Derivative Securities Acquired, Disposed of, or Beneficially Owned
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9 10
2 Number Owner-
Conver- of ship
sion Deriv- of
or 5 6 ative Deriv- 11
Exer- Number of Date 7 Secur- ative Nature
cise 3 Derivative Exercisable and Title and Amount of 8 ities Secur- of
Price Trans- Securities Expiration Date Underlying Securities Price Bene- ity: In-
1 of action Acquired (A) (Month/Day/Year) (Instr. 3 and 4) of ficially Direct direct
Title of Deriv- Date 4 or Disposed ---------------- ----------------------- Deriv- Owned (D) or Bene-
Derivative ative (Month/ Trans- of (D) Date Expira- Amount or ative at End In- ficial
Security Secur- Day/ action ------------ Exer- tion Number of Secur- of direct Owner-
(Instr. 3) ity Year) Code (A) (D) cisable Date Title Shares ity Year (I) ship
--------------- ------- --------- ------- ------------ ---------------- ------------- --------- ------ -------- ------- -------
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Explanation of Responses:
Signature of Reporting Person
/s/ Bruce E. Moroney for Vernon J. Jameson
DATE
April 23, 2003