Ownership Submission
FORM 3
 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
  TOMLINSON PHILIP W
 2. Date of Event Requiring Statement (Month/Day/Year)
01/19/2005		 3. Issuer Name and Ticker or Trading Symbol
SYNOVUS FINANCIAL CORP [SNV]
(Last)
(First)
(Middle)
P. O. BOX 120		 4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
_____ Director _____ 10% Owner
_____ Officer (give title below) __X__ Other (specify below)
Advisory Director
 5. If Amendment, Date Original Filed(Month/Day/Year)
(Street)

COLUMBUS, GA 31902		 6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Beneficially Owned
1.Title of Security
(Instr. 4)		 2. Amount of Securities Beneficially Owned
(Instr. 4)		 3. Ownership Form: Direct (D) or Indirect (I)
(Instr. 5)		 4. Nature of Indirect Beneficial Ownership
(Instr. 5)
common stock 55,296
D
 

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly. SEC 1473 (7-02)
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Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 4)		 2. Date Exercisable and Expiration Date
(Month/Day/Year)		 3. Title and Amount of Securities Underlying Derivative Security
(Instr. 4)		 4. Conversion or Exercise Price of Derivative Security 5. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 5)		 6. Nature of Indirect Beneficial Ownership
(Instr. 5)
Date Exercisable Expiration Date Title Amount or Number of Shares
Employee stock option (right to buy) 07/01/1999 06/30/2007 common stock 85,715 $ 18.38 D  
Employee stock option (right to buy) 01/13/2000 01/12/2008 common stock 75,600 $ 20.83 D  
Employee stock option (right to buy) 06/02/2001 06/01/2006 common stock 150 $ 22 D  
Employee stock option (right to buy) 02/09/2002 02/08/2009 common stock 64,787 $ 22.88 D  
Employee stock option (right to buy) 07/20/2002 07/19/2007 common stock 150 $ 19.19 D  
Employee stock option (right to buy) 01/20/2003 01/19/2010 common stock 35,543 $ 18.06 D  
Employee stock option (right to buy) 01/17/2004 01/16/2011 common stock 29,872 $ 26.44 D  
Employee stock option (right to buy) 05/10/2008(1) 05/09/2011 common stock 500,000 $ 28.99 D  
Employee stock option (right to buy) 04/29/2005 04/28/2012 common stock 38,208 $ 26.5 D  
Employee stock option (right to buy) 01/21/2006 01/20/2014 common stock 58,189 $ 25.7 D  

Reporting Owners

Reporting Owner Name / Address Relationships
Director 10% Owner Officer Other
TOMLINSON PHILIP W
P. O. BOX 120
COLUMBUS, GA 31902		       Advisory Director

Signatures

Garilou Page, Attorney-in-Fact 01/25/2005
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 5(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) These options are subject to accelerated vesting of one-third (1/3) of the shares when the fair market value of the company's common stock equals or exceeds $40.00, $45.00, and $50.00 per share, respectively.

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