UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549


                                  SCHEDULE 13G


                    Under the Securities Exchange Act of 1934

                              (Amendment No. 22 )*
                                  ------------

                           Total System Services, Inc.
-------------------------------------------------------------------------------
                                (Name of Issuer)

                           $.10 Par Value Common Stock
-------------------------------------------------------------------------------
                         (Title of Class of Securities)

                                   891906-10-9
                           ------------------------------
                                 (CUSIP Number)

                                December 31, 2004
-------------------------------------------------------------------------------
             (Date of Event which Requires Filing of this Statement)


Check the appropriate box to designate the rule pursuant to which this Schedule
is filed:

         [X]  Rule 13d-1(b)

         [ ]  Rule 13d-1(c)
 
         [ ]  Rule 13d-1(d)

*The remainder of this cover page shall be filled out for a reporting person's
initial filing on this form with respect to the subject class of securities, and
for any subsequent amendment containing information which would alter the
disclosures provided in a prior cover page.

The information required in the remainder of this cover page shall not be deemed
to be "filed" for the purpose of Section 18 of the Securities Exchange Act of
1934 ("Act") or otherwise subject to the liabilities of that section of the Act
but shall be subject to all other provisions of the Act (however, see the
Notes).






                                Page 1 of 9 pages






                                       13G

CUSIP No.  891906-10-9
--------------------------------

1          NAME OF REPORTING PERSONS
           I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (entities only)

             Columbus Bank and Trust Company, as parent holding company and in
             various fiduciary capacities, and Synovus Financial Corp. as parent
             holding company of Columbus Bank and Trust Company.

2          CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
            (a) [  ]

            (b) [X]

3          SEC USE ONLY



4          CITIZENSHIP OR PLACE OF ORGANIZATION

                 Georgia

Number of         5       SOLE VOTING POWER
Shares                     159,630,980 - Beneficial ownership recognized
Benefi-                    3,381,048 - Beneficial ownership disclaimed; Held as
cially                     fiduciary
Owned By
Each
Reporting
Person With
                  6       SHARED VOTING POWER
                          199,453 - Beneficial ownership disclaimed; Held as 
                          fiduciary

                  7       SOLE DISPOSITIVE POWER
                          159,630,980 - Beneficial ownership recognized
                          3,333,930 - Beneficial ownership disclaimed; Held as 
                          fiduciary

                  8       SHARED DISPOSITIVE POWER
                          281,988 - Beneficial ownership disclaimed; Held as 
                          fiduciary

9          AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
                  (Includes Beneficial Ownership disclaimed)
                  163,246,898

10         CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES
                  [  ]

11         PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
                  82.9%
                 (Calculated excluding from outstanding shares all shares owned
                  by Issuer as Treasury shares)

12         TYPE OF REPORTING PERSON

              BK and HC

---------  -----

                                   Page 2 of 9
                                 ------- ------

13F/G TSYS 2004





                                                                    Page 3 of 9



                        SCHEDULE 13G UNDER THE SECURITIES
                        ---------------------------------
                              EXCHANGE ACT OF 1934
                              --------------------

1. (a) Name of Issuer: Total System Services, Inc.
                       -------------------------------------------------------

         (b) Address of Issuer's Principal Executive Offices:
             
             1600 First Avenue                                                 
             -----------------------------------------------------------------
             Columbus, Georgia 31901                                           
             -----------------------------------------------------------------

2. (a) & (b) Name and Principal Business Office of Person Filing:

             Synovus Financial Corp., Synovus Centre, 1111 Bay Avenue, Suite 500
             -----------------------------------------------------------------
             Columbus, Georgia    31901                                   
             -----------------------------------------------------------------
             Columbus Bank and Trust Company, 1148 Broadway               
             -----------------------------------------------------------------
             Columbus, Georgia 31901                                      
             -----------------------------------------------------------------

         (c) Citizenship:

             Columbus Bank and Trust Company, Synovus Financial Corp., and Total
             -------------------------------------------------------------------
             System Services, Inc. are Georgia corporations, with Columbus Bank
             -------------------------------------------------------------------
             and  Trust  Company being a Georgia banking corporation, and 
             -------------------------------------------------------------------
             Synovus Financial Corp. and Total System Services, Inc. being 
             -------------------------------------------------------------------
             Georgia business corporations.  
             -------------------------------------------------------------------

         (d) Title of class of securities: $.10 par value common stock.
                                          -------------------------------------
         (e) CUSIP No. 891906-10-9
                       -----------------------------------------------

3. Check whether person filing is a:

         (a)   [ ]   Broker or Dealer registered under Section 15 of the Act

         (b)   [X]   Bank as defined in section 3(a)(6) of the Act

         (c)   [ ]   Insurance Company as defined in section 3(a)(19)
                     of the Act

         (d)   [ ]   Investment Company registered under section 8 of
                     the Investment Company Act of 1940


13F/G TSYS 2004





                                                                     Page 4 of 9




         (e)   [ ]   Investment Adviser in accordance with ss. 240.13d
                     - 1(b)(1)(ii)(E)

         (f)   [ ]   An employee benefit plan or endowment fund in
                     accordance with ss. 240.13d-1(b)(1)(ii)(F)

         (g)   [X]   A parent holding company or control person in
                     accordance with ss. 240.13d-1(b)(1)(ii)(G) (Note: See
                     Item 7)

         (h)   [ ]   A savings association as defined in Section 3(b)
                     of the Federal Deposit Insurance Act (12 U.S.C. 1813)

         (i)   [ ]   A church plan that is excluded from the
                     definition of an investment company under section
                     3(c)(14) of the Investment Company Act of 1940 (15
                     U.S.C. 80a-3)

         (j)   [ ]   Group, in accordance with ss. 240.13d-1(b)(1)(ii)(J)


4. Ownership:

         (a)   Amount beneficially owned (Includes shares as to which
               beneficial ownership is disclaimed).

               December 31, 2004      163,246,898                          
               ------------------------------------------

         (b)   Percent of Class: 82.9% (Calculated excluding from outstanding
                                 -------------------------------------------
               shares all shares owned by the Issuer as treasury shares).
               -------------------------------------------------------------

         (c)   Number of shares as to which such person has:

                  (i)  Sole power to vote or to direct the vote

                       159,630,980 - Beneficial ownership recognized        
                       ---------------------------------------------
                       3,381,048 - Beneficial ownership disclaimed; held as 
                       ----------------------------------------------------
                       fiduciary
                       ----------
                  (ii) Shared power to vote or to direct the vote

                       199,453 - Beneficial ownership disclaimed; held as 
                       --------------------------------------------------
                       fiduciary    
                       ---------


13F/G TSYS 2004





                                                                    Page 5 of 9




                  (iii) Sole power to dispose or to direct the disposition of

                        159,630,980 - Beneficial ownership recognized    
                        -------------------------------------------------
                        3,333,930 - Beneficial ownership disclaimed; held 
                        --------------------------------------------------
                        as fiduciary   
                        -------------

                  (iv) Shared power to dispose or to direct the disposition of

                       281,988 - Beneficial ownership disclaimed; held 
                       ------------------------------------------------
                       as fiduciary  
                       --------------

         For an additional discussion on this item, see Exhibit "A".


5. Ownership of Five Percent or Less of a Class.

            Not Applicable                                                     
         ----------------------------------------------------------------------

6. Ownership of More than Five Percent on Behalf of Another Person.

            SEE EXHIBIT "A"                                                    
         ----------------------------------------------------------------------


7. Identification and Classification of the Subsidiary Which Acquired the
   Security Being Reported on By the Parent Holding Company or Control
   Person.

            SEE EXHIBIT "A"                                                    
         ----------------------------------------------------------------------


8. Identification and Classification of Members of the Group.

            See Exhibit "B"                                                    
         ----------------------------------------------------------------------

9. Notice of Dissolution of Group.

            Not Applicable                                                    
         ----------------------------------------------------------------------



13F/G TSYS 2004





                                                                     Page 6 of 9




10.Certification. By signing below I certify that, to the best of my
   knowledge and belief, the securities referred to above were acquired
   and are held in the ordinary course of business and were not acquired
   and are not held for the purpose of or with the effect of changing or
   influencing the control of the issuer of the securities and were not
   acquired and are not held in connection with or as a participant in any
   transaction having that purpose or effect. After reasonable inquiry and
   to the best of my knowledge and belief, I certify that the information
   set forth in this statement is true, complete and correct.


                                         COLUMBUS BANK AND TRUST
                                         COMPANY


02/08/05                                 By:/s/Jon C. Dodds                    
----------------------                      -----------------------------------
Date                                           Jon C. Dodds
                                               Executive Vice President



                                         SYNOVUS FINANCIAL CORP.


02/08/05                                 By: /s/G. Sanders Griffith, III       
----------------------                       ----------------------------------
Date                                           G. Sanders Griffith, III
                                               Senior Executive Vice President













13F/G TSYS 2004




                                                                    Page 7 of 9

                                   EXHIBIT "A"
                                   ----------

         As of December 31, 2004, Columbus Bank and Trust Company, the parent
holding company of the issuer, as well as a banking subsidiary of Synovus
Financial Corp. and a signatory party hereto, possessed the right to receive or
the power to direct the receipt of dividends from, or the proceeds from the sale
of 81.1% of the class of the securities which is the subject of this report,
equal to 159,630,980 shares, of which the beneficial ownership is recognized. In
addition, 3,593,760 shares of the class of securities which is the subject of
this report are held in a fiduciary capacity by Columbus Bank and Trust
Company's wholly-owned trust company subsidiary, Synovus Trust Company ("Synovus
Trust"), as set forth below. The other banking, investment advisory and trust
company subsidiaries of Synovus Financial Corp. as of December 31, 2004 held in
a fiduciary or advisory capacity 22,158 shares of the class of securities which
is the subject of this report. None of such subsidiaries, individually or in the
aggregate, possesses such right or power relating to more than five percent of
the class of the securities which is the subject of this report.


13F/G TSYS 2004





                                                                    Page 8 of 9

         Held by Columbus Bank and Trust Company and its wholly-owned trust
company subsidiary, Synovus Trust Company, as of December 31, 2004.



                                                      
     Sole              Shared            Sole Power            Shared Power
 Voting Power       Voting Power         To Dispose            To Dispose
 ------------       ------------         ----------            -------------
 159,630,980    199,453(2)           159,630,980       281,988(2)
 3,381,048                           3,311,772


 As of December 31, 2004, Columbus Bank and Trust Company was the registered
owner and possessed sole voting and dispositive power with respect to
159,630,980 shares of the class of the securities which is the subject of this
report, the beneficial ownership of which is recognized.

 As of December 31, 2004, Synovus Trust Company, the wholly-owned trust
company subsidiary of Columbus Bank and Trust Company, held in various fiduciary
or advisory capacities 3,381,048 shares as to which it possessed sole voting
power, 3,311,722 shares as to which it possessed sole dispositive power, 199,453
shares as to which it possessed shared voting power, and 281,988 shares as to
which it possessed shared dispositive power, of the class of the securities
which is the subject of this report, the beneficial ownership of which is
disclaimed.


































13F/G TSYS 2004




                                                                     Page 9 of 9

                                   EXHIBIT "B"
                                   ----------


Columbus Bank and Trust Company, a Georgia banking corporation, is a bank as
defined in Section 3(a)(6) of the Securities Exchange Act of 1934 (the "Act").
Synovus Financial Corp., a Georgia business corporation, is the parent holding
company of Columbus Bank and Trust Company in accordance with Regulation
240.13d-1(b)(1) (ii) (G) promulgated under the Act.


13F/G TSYS 2004