UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K/A Amendment No. 1 ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2002 Commission file number 1-8951 M.D.C. Holdings, Inc. 401(k) Savings Plan 3600 South Yosemite Suite 900 Denver, Colorado 80237 ---------------------- (Full Title and Address of the Plan) M.D.C. Holdings, Inc. -------------------------------------------------------------------------------- (Name and Issuer of Securities Held Pursuant to the Plan) 3600 South Yosemite Street Suite 900 Denver, Colorado 80237 (Address of Principal Executive Office of Issuer of the Securities Held Pursuant to the Plan) EXPLANATORY NOTE This Form 11-K/A amends the Form 11-K of the M.D.C. Holdings, Inc. 401(k) Savings Plan filed on May 30, 2003, for the purpose of including the Certification Pursuant to 18 U.S.C. Section 1350 attached hereto as Exhibit 99.1. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the administrator of the Plan has duly caused the annual report to be signed by the undersigned thereunto duly authorized. Date: June 30, 2003 M.D.C. Holdings, Inc. 401(k) Savings Plan By: /s/ John J. Heaney ----------------------------------- John J. Heaney, Member The M.D.C. Holdings, Inc. 401(k) Savings Plan Administrative Committee EXHIBITS Exhibit Number Description 99.1 Certification of John J. Heaney, Member, The M.D.C. Holdings, Inc. 401(k) Savings Plan Administrative Committee