UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549


                                    --------


                                    FORM 8-K

                                 CURRENT REPORT
                     PURSUANT TO SECTION 13 OR 15(D) OF THE
                         SECURITIES EXCHANGE ACT OF 1934


         Date of Report (Date of Earliest Event Reported): May 25, 2004

                              BANK ONE CORPORATION
             (Exact Name of Registrant as Specified in its Charter)



         Delaware                    001-15323                 31-0738296
         --------                    ---------                 ----------
(State or other jurisdiction     (Commission File            (IRS Employer
    of incorporation)                 Number)             Identification Number)


                               One Bank One Plaza
                                Chicago, IL 60670
                                -----------------
               (Address of principal executive offices) (zip code)

                                 (312) 732-4000
            --------------------------------------------------------
              (Registrant's telephone number, including area code)






ITEM 5.           OTHER EVENTS
                  ------------

                  On May 25, 2004, Bank One Corporation and J.P. Morgan Chase &
Co., issued a joint press release, a copy of which is attached as Exhibit 99.1
hereto and is incorporated herein by reference.


ITEM 7.           FINANCIAL STATEMENTS AND EXHIBITS
                  ---------------------------------

(c)               Exhibits.

                  99.1     Joint press release, dated May 25, 2004, issued by
                           Bank One Corporation and J.P. Morgan Chase & Co.






                                    SIGNATURE


                  Pursuant to the requirements of the Securities Exchange Act of
1934, as amended, the registrant has duly caused this report to be signed on its
behalf by the undersigned hereunder duly authorized.

                                                     BANK ONE CORPORATION


                                                  By:    /s/ Heidi Miller
                                                     ---------------------------
                                                  Name:  Heidi Miller
                                                  Title: Chief Financial Officer

Date:  May 27, 2004





                                  EXHIBIT INDEX

99.1              Joint press release, dated May 25, 2004, issued by Bank One
                  Corporation and J.P. Morgan Chase & Co.