cit_group_inc._supplement_no_1
Filed Under Rule 424(b)(3), Registration Statement No. 333-92258 and 333-98743
Pricing Supplement No. 3 dated Monday, November 25, 2002
To Prospectus Dated September 13, 2002 and Prospectus Supplement Dated November 1, 2002
 
CUSIP
Number		 Principal
Amount		 Price to
Public		 Gross
Concession		 Net
Proceeds		 Interest
Rate		 Interest
Payment
Frequency		 Maturity
Date		 1st Interest
Payment
Date		 1st
Interest
Payment
Amount Per
Thousand
Dollars of
Principal
Amount		 Survivor's
Option		 Ranking
12557WAG6 $24,133,000.00 100.000% .625% $23,982,168.75 4.600% SEMI-ANNUAL 11/15/2005 05/15/2003 $21.21 YES Senior Unsecured Notes
Redemption Information: Non-Callable.
Joint Lead Managers and Lead Agents: Banc of America Securities LLC, INCAPITAL, LLC Agents: BMO Nesbitt Burns Corp., Charles Schwab & Co., Inc., Edward D. Jones & Co., L.P., Fidelity Capital Markets, a division of National Financial Services, LLC, RBC Capital Markets, Salomon Smith Barney, UBS PaineWebber Inc., Wachovia Securities
 
CUSIP
Number		 Principal
Amount		 Price to
Public		 Gross
Concession		 Net
Proceeds		 Interest
Rate		 Interest
Payment
Frequency		 Maturity
Date		 1st Interest
Payment
Date		 1st
Interest
Payment
Amount Per
Thousand
Dollars of
Principal
Amount		 Survivor's
Option		 Ranking
12557WAH4 $22,503,000.00 100.000% 1.000% $22,277,970.00 5.100% MONTHLY 11/15/2007 12/15/2002 $2.27 YES Senior Unsecured Notes
Redemption Information: Non-Callable.
Joint Lead Managers and Lead Agents: Banc of America Securities LLC, INCAPITAL, LLC Agents: BMO Nesbitt Burns Corp., Charles Schwab & Co., Inc., Edward D. Jones & Co., L.P., Fidelity Capital Markets, a division of National Financial Services, LLC, RBC Capital Markets, Salomon Smith Barney, UBS PaineWebber Inc., Wachovia Securities
 
CUSIP
Number		 Principal
Amount		 Price to
Public		 Gross
Concession		 Net
Proceeds		 Interest
Rate		 Interest
Payment
Frequency		 Maturity
Date		 1st Interest
Payment
Date		 1st
Interest
Payment
Amount Per
Thousand
Dollars of
Principal
Amount		 Survivor's
Option		 Ranking
12557WAJ0 $94,103,000.00 100.000% 1.500% $92,691,455.00 6.800% SEMI-ANNUAL 11/15/2012 05/15/2003 $31.36 YES Senior Unsecured Notes
Redemption Information: Callable at 100.000% on 11/15/2004 and every interest payment date thereafter.
Joint Lead Managers and Lead Agents: Banc of America Securities LLC, INCAPITAL, LLC Agents: BMO Nesbitt Burns Corp., Charles Schwab & Co., Inc., Edward D. Jones & Co., L.P., Fidelity Capital Markets, a division of National Financial Services, LLC, RBC Capital Markets, Salomon Smith Barney, UBS PaineWebber Inc., Wachovia Securities

The CIT Internotes due 11/15/2012 will be subject to redemption at the option of CIT Group Inc., in whole or from time to time in part on the interest payment date occurring 11/15/2004 and on any interest payment date thereafter at a redemption price equal to 100% of the principal amount of the CIT InterNotes due 11/15/2012 plus accrued interest thereon, if any, upon at least 30 days prior notice to the noteholder and the trustee, as described in the prospectus supplement.
 




CIT Group Inc.
1 CIT Drive
Livingston, NJ 07039		 Trade Date: Monday, November 25, 2002 @12:00 PM ET
Settle Date: Friday, November 29, 2002 
Minimum Denomination/Increments: $1,000/$1,000
Initial trades settle flat and clear SDFS: DTC Book Entry only
DTC number: 0262 via BNY Clearing Services, LLC
Trustee: Bank One Trust Company, N.A.

If the maturity date, date of earlier redemption or repayment or an interest payment date for any note is not a business day (as term is defined in prospectus supplement), principal, premium, if any, and interest for that note is paid on the next business day, and no interest will accrue on the amount payable from, and after, the maturity date, date of earlier redemption or repayment or such interest payment date.

InterNotes® is the trade mark of INCAPITAL, LLC. All rights reserved
CIT Group Inc.
$2,000,000,000 CIT InterNotes