cit_group_inc._supplement_no_15  
Filed Under Rule 424(b)(2), Registration Statement No. 333-131159
Pricing Supplement No. 15 dated November 20, 2006
To Prospectus Dated January 19, 2006 and Prospectus Supplement Dated February 10, 2006
CUSIP
Number		 Price to
Public		 Gross
Concession		 Coupon
Type		 Interest
Rate		 Interest
Payment
Frequency		 Maturity
Date		 1st Interest
Payment
Date		 1st Interest
Payment Amount
Per Thousand Dollars
of Principal Amount		 Survivor's
Option		 Ranking Moody's
Rating		 S & P
Rating		 Fitch
Rating
12557WPG0 100.000% 0.400% FIXED 5.000% SEMI-ANNUAL 12/15/2008 06/15/2007 $26.11 YES Senior Unsecured Notes A2 A A
Redemption Information: Non-Callable.
Joint Lead Managers and Lead Agents: Banc of America Securities LLC, INCAPITAL, LLC Agents: Bear, Stearns & Co. Inc., Charles Schwab & Co., Inc., Citigroup, Edward D. Jones & Co., L.P., Merrill Lynch & Co., Morgan Stanley, Raymond James, RBC Capital Markets, UBS Securities LLC, Wachovia Securities
 
CUSIP
Number		 Price to
Public		 Gross
Concession		 Coupon
Type		 Interest
Rate		 Interest
Payment
Frequency		 Maturity
Date		 1st Interest
Payment
Date		 1st Interest
Payment Amount
Per Thousand Dollars
of Principal Amount		 Survivor's
Option		 Ranking Moody's
Rating		 S & P
Rating		 Fitch
Rating
12557WPH8 100.000% 0.750% FIXED 5.050% SEMI-ANNUAL 12/15/2010 06/15/2007 $26.37 YES Senior Unsecured Notes A2 A A
Redemption Information: Non-Callable.
Joint Lead Managers and Lead Agents: Banc of America Securities LLC, INCAPITAL, LLC Agents: Bear, Stearns & Co. Inc., Charles Schwab & Co., Inc., Citigroup, Edward D. Jones & Co., L.P., Merrill Lynch & Co., Morgan Stanley, Raymond James, RBC Capital Markets, UBS Securities LLC, Wachovia Securities
 
CUSIP
Number		 Price to
Public		 Gross
Concession		 Coupon
Type		 Interest
Rate		 Interest
Payment
Frequency		 Maturity
Date		 1st Interest
Payment
Date		 1st Interest
Payment Amount
Per Thousand Dollars
of Principal Amount		 Survivor's
Option		 Ranking Moody's
Rating		 S & P
Rating		 Fitch
Rating
12557WPJ4 100.000% 1.500% FIXED 5.800% SEMI-ANNUAL 12/15/2016 06/15/2007 $30.29 YES Senior Unsecured Notes A2 A A
Redemption Information: Callable at 100.000% on 12/15/2008 and every interest payment date thereafter.
Joint Lead Managers and Lead Agents: Banc of America Securities LLC, INCAPITAL, LLC Agents: Bear, Stearns & Co. Inc., Charles Schwab & Co., Inc., Citigroup, Edward D. Jones & Co., L.P., Merrill Lynch & Co., Morgan Stanley, Raymond James, RBC Capital Markets, UBS Securities LLC, Wachovia Securities
The CIT InterNotes due 12/15/2016 will be subject to redemption at the option of CIT Group Inc., in whole or from time to time in part on the interest payment date occurring 12/15/2008 and on any interest payment date thereafter at a redemption price equal to 100% of the principal amount of the CIT InterNotes due 12/15/2016 plus accrued interest thereon, if any, upon at least 30 days prior notice to the noteholder and the trustee, as described in the prospectus supplement.
 
CUSIP
Number		 Price to
Public		 Gross
Concession		 Coupon
Type		 Interest
Rate		 Interest
Payment
Frequency		 Maturity
Date		 1st Interest
Payment
Date		 1st Interest
Payment Amount
Per Thousand Dollars
of Principal Amount		 Survivor's
Option		 Ranking Moody's
Rating		 S & P
Rating		 Fitch
Rating
12557WPK1 100.000% 2.000% FIXED 6.000% SEMI-ANNUAL 12/15/2021 06/15/2007 $31.33 YES Senior Unsecured Notes A2 A A
Redemption Information: Callable at 100.000% on 12/15/2009 and every interest payment date thereafter.
Joint Lead Managers and Lead Agents: Banc of America Securities LLC, INCAPITAL, LLC Agents: Bear, Stearns & Co. Inc., Charles Schwab & Co., Inc., Citigroup, Edward D. Jones & Co., L.P., Merrill Lynch & Co., Morgan Stanley, Raymond James, RBC Capital Markets, UBS Securities LLC, Wachovia Securities
The CIT InterNotes due 12/15/2021 will be subject to redemption at the option of CIT Group Inc., in whole or from time to time in part on the interest payment date occurring 12/15/2009 and on any interest payment date thereafter at a redemption price equal to 100% of the principal amount of the CIT InterNotes due 12/15/2021 plus accrued interest thereon, if any, upon at least 30 days prior notice to the noteholder and the trustee, as described in the prospectus supplement.
 

CIT Group Inc.

Offering Dates: Monday, November 20, 2006 through Monday, December 4, 2006
Trade Date: Monday, December 4, 2006 @12:00 PM ET
Settle Date: Thursday, December 7, 2006 
Minimum Denomination/Increments: $1,000.00/$1,000.00
Initial trades settle flat and clear SDFS: DTC Book Entry only
DTC Number: 0235 via RBC Dain Rauscher Inc.
Trustee: The Bank of New York, as successor in interest to JPMorgan Chase Bank, N.A.

These security ratings are not a recommendation to buy, sell or hold the securities offered hereby. The ratings may be subject to revision or withdrawal at any time by Moody's, Standard and Poor's and Fitch Ratings. Each of the security ratings included in this pricing supplement should be evaluated independently of any other security rating.

If the maturity date, date of earlier redemption or repayment or an interest payment date for any note is not a business day (as such term is defined in the prospectus supplement), principal, premium, if any, and interest for that note will be paid on the next business day, and no interest will accrue on the amount payable from, and after, the maturity date, date of earlier redemption or repayment or such interest payment date.

CIT hereby incorporates by reference the information furnished under Item 2.02 of the Current Report on Form 8-K, including Exhibit 99.1, filed by CIT with the U.S. Securities and Exchange Commission on October 18, 2006.

InterNotes® is a registered trademark of Incapital Holdings LLC.  All Rights Reserved.
CIT Group Inc.
$ 3,000,000,000 CIT InterNotes