UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of Earliest Event Reported): April 18, 2005
DNB Financial Corporation
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(Exact name of registrant as specified in its charter)
Pennsylvania 0-16667 23-2222567
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(State or other jurisdiction (Commission (I.R.S. Employer
of incorporation) File Number) Identification No.)
4 Brandywine Avenue, Downingtown, Pennsylvania 19335
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (610) 269-1040
Not Applicable
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Former name or former address, if changed since last report
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:
[ ] Written communications pursuant to Rule 425 under the Securities Act (17
CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))
8.01 Section 8 - Other Events.
On April 18, 2005, William J. Hieb, the President and Chief Operating
Officer of DNB Financial Corporation (the "Registrant") announced at
the Registrant's Annual Meeting that DNB First, National Association
(the "Bank"), the wholly owned subsidiary of the Registrant intends to
open a Loan Production Office (LPO) at 3409 West Chester Pike, Suite
102, Newtown Square, Delaware County, Pennsylvania. Management
anticipates that the LPO will open during the early part of May 2005.
Management is also evaluating the feasibility of a full service branch
at the same location. This will be dependent upon the following
factors: The success of the LPO, market research and a cost benefit
analysis. Regulatory approvals will also be needed prior to opening a
full service branch should management decide to proceed.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
DNB Financial Corporation
April 18, 2005 By: /s/ Bruce E. Moroney
Name: Bruce E. Moroney
Title: Executive Vice President and
Chief Financial Officer