Conventional wisdom says to leave your credit cards at home when you do your brick-and-mortar holiday shopping. But using plastic can actually be more than just convenient. If you’re savvy you can get while you give. According to Capital One’s recent quarterly rewards survey 25% of reward cardholders say they plan to use their cash rewards from holiday shopping to offset holiday expenses while 25% said they plan to use the rewards earned from holiday shopping toward spring or summer travel next year and 44% plan to redeem credit card rewards for gift cards. While it’s always important to read through all the ...