Capital One Financial Corp. (NYSE: COF) is a diversified financial services company and is one of the largest credit card companies in the United States. Established in 1988, Capital One emerged as a Fortune 500 company within a decade by aggressively growing its credit card service through analytical, data-centric approach that helped grab credit card market share and slash its costs. Following its success in the credit card market, it has branched out to become a major player in retail banking, auto finance, mortgage lending, and other financial services. The company generated $13.0 billion in revenue in 2009 with an operating margin of 2.46%.^[1]

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