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      FORM 4                                               OMB APPROVAL
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                                                  OMB Number:          3235-0287
                                                  Expires:      January 31, 2005
                                                  Estimated average burden
                                                  hours per response ....... 0.5
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                UNITED STATES SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                  STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

     Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934,
        Section 17(a) of the Public Utility Holding Company Act of 1935 or
            Section 30(h) of the Investment Company Act of 1940

[  ] Check this box if no longer subject to Section 16. Form 4 or Form 5
     obligations may continue. See Instruction 1(b).

(Print or Type Responses)
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1. Name and Address of Reporting Person*

Atkinson                              David                         B.
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(Last)                               (First)                     (Middle)

1370 Timberlake Manor Parkway
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                                  (Street)

Chesterfield                                 Missouri             63017-6039
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(City)                                       (State)              (Zip)
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2. Issuer Name AND Ticker or Trading Symbol

Reinsurance Group of America, Inc. (RGA)
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3. I.R.S. Identification Number of Reporting Person, if an entity (voluntary)

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4. Statement for Month/Day/Year

04/01/03
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5. If Amendment, Date of Original (Month/Day/Year)

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6. Relationship of Reporting Person(s) to Issuer
             (Check all applicable)
[   ]   Director                            [   ]   10% Owner
[ X ]   Officer (give title below)          [   ]   Other (specify below)

Executive VP and COO
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7. Individual or Joint/Group Filing (Check Applicable Line)

  X   Form filed by One Reporting Person
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      Form filed by More than One Reporting Person
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                                     TABLE I -- NON-DERIVATIVE SECURITIES ACQUIRED, DISPOSED OF,
                                                        OR BENEFICIALLY OWNED
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                                                                                                               6.
                                                               4.                              5.              Owner-
                                                               Securities Acquired (A) or      Amount of       ship
                                                  3.           Disposed of (D)                 Securities      Form:     7.
                                   2A.            Transaction  (Instr. 3, 4 and 5)             Beneficially    Direct    Nature of
                     2.            Deemed         Code         ------------------------------- Owned Following (D) or    Indirect
1.                   Transaction   Execution      (Instr. 8)                   (A)             Reported        Indirect  Beneficial
Title of Security    Date          Date, if any   ------------     Amount      or     Price    Transaction(s)  (I)       Ownership
(Instr. 3)           (Month/       (Month/         Code     V                  (D)             (Instr. 3       (Instr. 4)(Instr. 4)
                     Day/Year)     Day/Year)                                                   and 4)
                                                                                           
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Common Stock         04/01/03                       M              22,805       A     $20.222
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Common Stock         04/01/03                       S              22,805       D     $25.73   37,243(1)        D
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Common Stock                                                                                    2,250           I        Includes
                                                                                                                         2,250
                                                                                                                         shares held
                                                                                                                         by his
                                                                                                                         children.
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                            TABLE II -- DERIVATIVE SECURITIES ACQUIRED, DISPOSED OF, OR BENEFICIALLY OWNED
                                     (E.G., PUTS, CALLS, WARRANTS, OPTIONS, CONVERTIBLE SECURITIES)
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                                                                                                          9.
                                                                                                          Number of 10.
                                                                                                          Deriv-    Owner-
                 2.                                                                                       ative     ship
                 Conver-                          5.                            7.                        Secu-     Form of  11.
                 sion                             Number of                     Title and Amount          rities    Deriv-   Nature
                 or              3A.              Derivative   6.               of Underlying     8.      Bene-     ative    of
                 Exer-           Deemed  4.       Securities   Date             Securities        Price   ficially  Secu-    In-
                 cise    3.      Execu-  Trans-   Acquired (A) Exercisable and  (Instr. 3 and 4)  of      Owned     rities:  direct
                 Price   Trans-  tion    action   or Disposed  Expiration Date  ----------------  Deriv-  Following Direct   Bene-
1.               of      action  Date,   Code     of (D)       (Month/Day/Year)           Amount  ative   Reported  (D) or   ficial
Title of         Deriv-  Date    if any  (Instr.  (Instr. 3,   ----------------           or      Secu-   Trans-    Indirect Owner-
Derivative       ative   (Month/ (Month/ 8)       4 and 5)     Date     Expira-           Number  rity    action(s) (I)      ship
Security         Secu-   Day/    Day/    ------   ------------ Exer-    tion              of      (Instr. (Instr.   (Instr.  (Instr.
(Instr. 3)       rity    Year)   Year)   Code V    (A)   (D)   cisable  Date    Title     Shares  5)      4)        4)       4)
                                                                                
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Stock Options                                                                    Common
(Right to buy)  $20.222 04/01/03          M             22,805 12/20/99 05/04/03 Stock    22,805  $20.222  0
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Explanation of Responses:
(1) Represents number of securities beneficially owned as of April 1, 2003.



           /s/ William L. Hutton                               April 1, 2003
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     **Signature of Reporting Person                               Date
By: William L. Hutton, Attorney-in-fact
Atkinson, David B.
1370 Timberlake Manor Parkway
Chesterfield, MO 63017
Reinsurance Group of America, Inc. (RGA)
04/2003

Reminder: Report on a separate line for each class of securities beneficially
          owned directly or indirectly.

*      If the form is filed by more than one reporting person, see Instruction
       4(b)(v).
**     Intentional misstatements or omissions of facts constitute Federal
       Criminal Violations.
       See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note:  File three copies of this Form, one of which must be manually signed.
       If space is insufficient, see Instruction 6 for procedure.

Potential persons who are to respond to the collection of information contained
in this form are not required to respond unless the form displays a currently
valid OMB Number.