UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 6-K
Report of Foreign Private Issuer
Pursuant to Rule 13a-16 or 15d-16
under the Securities Exchange Act of 1934
For the date of 23 July 2010
ALLIED IRISH BANKS, public limited company
Bankcentre, Ballsbridge, Dublin 4, Republic of Ireland
Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.
Form 20-F..X... Form 40-F.....
Indicate by check mark whether the registrant by furnishing the information contained in this Form is also thereby furnishing the information to the Commission pursuant to Rule 12g3-2(b) under the Securities Exchange Act of 1934.
Yes ..... No ..X...
If "Yes" is marked, indicate below the file number assigned to the registrant in connection with Rule 12g3-2(b): 82- ________
For Immediate Release
|
23rd July 2010
|
Alan Kelly
|
Catherine Burke
|
General Manager, Corporate Services
|
Head of Corporate Relations and Communications
|
AIB Group
|
AIB Group
|
Dublin
|
Dublin
|
Tel: +353-1-6412162
|
Tel: +353-1-6413894
|
email: alan.j.kelly@aib.ie
|
email: catherine.e.burke@aib.ie
|
At 31st December 2009
|
EUR mln
|
Total Tier 1 capital
|
8,542
|
Total regulatory capital
|
12,316
|
Total risk weighted assets*
|
121,605
|
|
|
Pre-impairment income (including operating expenses)
|
2,294
|
Impairment losses on financial assets in the banking book
|
-5,380
|
|
|
1 yr Loss rate on Corporate exposures (%)
|
4.60%
|
1 yr Loss rate on Retail exposures (%)4
|
0.66%
|
|
|
Tier 1 ratio (%)
|
7.0%
|
Benchmark scenario at 31 December 20115
|
EUR mln
|
Total Tier 1 capital after the benchmark scenario
|
6,838
|
Total regulatory capital after the benchmark scenario
|
11,175
|
Total risk weighted assets after the benchmark scenario
|
72,313
|
|
|
Tier 1 ratio (%) after the benchmark scenario
|
9.5%
|
Adverse scenario at 31 December 20115
|
EUR mln
|
Total Tier 1 capital after the adverse scenario
|
5,305
|
Total regulatory capital after the adverse scenario
|
9,642
|
Total risk weighted assets after the adverse scenario
|
73,771
|
|
|
2 yr cumulative pre-impairment income after the adverse scenario (including operating expenses)
|
901
|
2 yr cumulative impairment losses on financial assets in the banking book after the adverse scenario5
|
-9,829
|
2 yr cumulative losses on trading book after the adverse scenario5
|
-20
|
|
|
2 yr Loss rate on Corporate exposures (%)after the adverse scenario4,5
|
6.11%
|
2 yr Loss rate on Retail exposures (%)after the adverse scenario4,5
|
4.31%
|
|
|
Tier 1 ratio after the adverse scenario (%)
|
7.2%
|
Additional sovereign shock on the adverse scenario at 31 December 2011
|
EUR mln
|
Additional impairment losses on the banking book after the sovereign shock5
|
-606
|
Additional losses on sovereign exposures in the trading book after the sovereign shock5
|
-36
|
|
|
2 yr Loss rate on Corporate Exposures after the adverse scenario + sovereign shock (%)4,5,
|
6.38%
|
2 yr Loss rate on Retail exposures after the adverse scenario + sovereign shock (%)4,5,6
|
4.94%
|
|
|
Tier 1 ratio after the adverse scenario + sovereign shock (%)
|
6.5%
|
|
|
Additional capital needed to reach 6% Tier 1 ratio under adverse scenario + additional sovereign shock, at the end of 2011
|
Nil
(surplus of 352)
|
Reporting Date
|
31 March 2010
|
EUR mln
|
Gross exposures
(net of impairment)
|
Of which
Banking Book
|
Of which
Trading Book
|
Net exposures
(net of impairment)
|
Austria
|
90
|
90
|
0
|
90
|
Belgium
|
66
|
66
|
0
|
66
|
Bulgaria
|
0
|
0
|
0
|
0
|
Cyprus
|
0
|
0
|
0
|
0
|
Czech Republic
|
0
|
0
|
0
|
0
|
Denmark
|
50
|
50
|
0
|
50
|
Estonia
|
0
|
0
|
0
|
0
|
Finland
|
25
|
25
|
0
|
25
|
France
|
845
|
845
|
0
|
845
|
Germany
|
525
|
525
|
0
|
525
|
Greece
|
41
|
41
|
0
|
41
|
Hungary
|
71
|
71
|
0
|
71
|
Iceland
|
0
|
0
|
0
|
0
|
Ireland
|
4,136
|
4,136
|
0
|
4,136
|
Italy
|
671
|
671
|
0
|
671
|
Latvia
|
0
|
0
|
0
|
0
|
Liechtenstein
|
0
|
0
|
0
|
0
|
Lithuania
|
0
|
0
|
0
|
0
|
Luxembourg
|
0
|
0
|
0
|
0
|
Malta
|
0
|
0
|
0
|
0
|
Netherlands
|
228
|
228
|
0
|
228
|
Norway
|
0
|
0
|
0
|
0
|
Poland
|
1,050
|
1,050
|
0
|
1,050
|
Portugal
|
257
|
257
|
0
|
257
|
Romania
|
0
|
0
|
0
|
0
|
Slovakia
|
0
|
0
|
0
|
0
|
Slovenia
|
0
|
0
|
0
|
0
|
Spain
|
391
|
391
|
0
|
391
|
Sweden
|
30
|
30
|
0
|
30
|
United Kingdom
|
1,088
|
1,088
|
0
|
1,088
|
Signatures
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorised.
ALLIED IRISH BANKS, p.l.c.
(Registrant)
Date 23 July 2010
By: ___________________
Maelíosa óHógartaigh
Acting Chief Financial
Officer
Allied Irish Banks, p.l.c.