Free Writing Prospectus

Free Writing Prospectus

(To the prospectus dated April 4, 2011, as supplemented by

the prospectus supplement dated June 18, 2012)

  

Filed Pursuant to Rule 433

Registration Statement No. 333-173299

June 19, 2012

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ABOUT PRODUCTS & SERVICES AUCTIONS BOND STORE TRADING UNIVERSITY THINK CUSTOMER SERVICE THINK CUSTOMER SERVICE OPEN ACCOUNT LOGIN 1.800.524.8875 AUCTIONS DIRECTORY ISSUERS AUCTIONS UNIVERSITY DEMOS HOME :: AUCTION #6120 View Auction Zions Bancorporation Senior Note / 2 Year Corporates Non-redeemable prior to June 30, 2013, then callable at par on interest payment dates thereafter. | BBB- (Fitch); BBB(low) (DBRS); and BBB- (S&P) This is a bid by Coupon auction. Please refer to the Offering Documents for more information. Auction Status: ACCEPTING BIDS Auction Start: 6/18/2012 3:30 PM EDT Auction End: 6/26/2012 3:30 PM EDT Last Update: 6/18/2012 4:32:56 PM EDT Security Type: Corporate Bonds Issue Type: Primary Coupon: To be determined in auction Maturity Date: 6/30/2014 Offering Documents Auction Details ISSUE INFORMATION Call Feature: Callable First Call Date: 6/30/2013 First Call Price: 100.000000 Settlement Date: 6/29/2012 First Interest Date: 12/30/2012 Int. Frequency: Semi-Annually Day Basis: 30/360 CUSIP Number: 98970EBX6 Principal Offered: $ 11,900,000.00 Units Offered: 11900 Denomination: $ 1,000.00 Bid Multiple: Multiples of 0.05 Min. Yield: 1.000% Max. Yield: 3.500% Fixed Price: 100.000000 BIDDING INFORMATION Number of Bidders: 1 Number of Bids: 1 Fixed Price: 100.000000 Current Market-Clearing Yield: 3.500% Current Yield to Maturity: % Current Yield to Call: % Before submitting bids in this auction you must Register or Sign In. *The current Market-Clearing Yield/Final Auction Yield is calculated as Yield to Worst (YTW) which is the lowest yield of yield to maturity, yield to call, yield to put, or other yields when a bond is callable, puttable, exchangeable, or has other features. If a bond is called, put or exchanged before maturity, the bondholder only earns interest on the time that has elapsed between purchasing the bond and its early redemption. The resulting yield is less than what would have been earned had the bond been held until maturity. Note: This page will check for updates every minute. NEWSLETTER Get market information, auction updates, new-issue alerts, and more. It’s weekly and it’s free! Email Address AUCTIONS DIRECTORY ISSUERS AUCTIONS UNIVERSITY DEMOS ABOUT PRODUCTS & SERVICES AUCTIONS BOND STORE TRADING UNIVERSITY THINK CUSTOMER SERVICE OPEN ACCOUNT LOGIN 1.800.524.8875 Investment Products: Not FDIC Insured No Bank Guarantee May Lose Value Bank Deposits and Certificates of Deposit (CDs) are FDIC Insured up to Applicable Limits Securities products and services offered by Zions Direct, Member FINRA / SIPC, a non-bank subsidiary of Zions Bank. Affiliates of Zions Bank or other issuers may purchase CDs or securities through the auction process. The market clearing yield may be lower due to the participation of an affiliate in the auction which may benefit the affiliated issuer.


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ABOUT PRODUCTS & SERVICES AUCTIONS BOND STORE TRADING UNIVERSITY THINK CUSTOMER SERVICE OPEN ACCOUNT LOGOUT 1.800.524.8875 AUCTIONS DIRECTORY ISSUERS AUCTIONS UNIVERSITY DEMOS MY ACCOUNT ZDTEST2 :: HOME :: AUCTION #6120 Bidding Qualification Non-redeemable prior to June 30, 2013, then callable at par on interest payment dates thereafter. | BBB- (Fitch); BBB(low) (DBRS); and BBB- (S&Please confirm your agreement with each of the following by checking the box next to each statement. I agree that the following contact information is correct: NAME: zions test account E-MAIL: auctions@zionsdirect.com TELEPHONE: 800-524-8875 I have accessed or received the Offering Documents. I understand that the Corporate Notes that I am bidding for are securities and are not insured by the FDIC, are not deposits of any bank and may lose value. All securities are subject to investment risks, including possible loss of the principal invested. By participating in this auction, I declare that my investment objective(s), time horizon and risk tolerance allow for the purchase of the securities being offered. Furthermore, I authorize Zions Direct to update my investor profile, if needed, to align my profile with this purchase. I understand that Zions Direct is committed to conducting fair, open, and transparent auctions for the benefit of all participants. Zions Direct will not tolerate or conduct business with anyone who attempts to disrupt or manipulate the process for any auction. I agree that by participating in this auction I will not be engaging in any such attempt. I Agree I DO NOT Agree Zions Bancorporation Senior Note / 2 Year Corporates *The current Market-Clearing Yield/Final Auction Yield is calculated as Yield to Worst (YTW) which is the lowest yield of yield to maturity, yield to call, yield to put, or other yields when a bond is callable, puttable, exchangeable, or has other features. If a bond is called, put or exchanged before maturity, the bondholder only earns interest on the time that has elapsed between purchasing the bond and its early redemption. The resulting yield is less than what would have been earned had the bond been held until maturity. NEWSLETTER Get market information, auction updates, new-issue alerts, and more. It’s weekly and it’s free! Email Address Investment Products: Not FDIC Insured No Bank Guarantee May Lose Value Bank Deposits and Certificates of Deposit (CDs) are FDIC Insured up to Applicable Limits Securities products and services offered by Zions Direct, Member FINRA / SIPC, a non-bank subsidiary of Zions Bank. Affiliates of Zions Bank or other issuers may purchase CDs or securities through the auction process. The market clearing yield may be lower due to the participation of an affiliate in the auction which may benefit the affiliated issuer. OTHER PRODUCTS CONTACT US ABOUT US SITE MAP PRIVACY POLICY TERMS AND CONDITIONS Please direct questions regarding the website or bidding procedures to the Auction Administrator. You may also call our Investment Center at 800-524-8875 from 8am to Midnight Eastern Time.


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OTHER PRODUCTS CONTACT US ABOUT US SITE MAP PRIVACY POLICY TERMS AND CONDITIONS Please direct questions regarding the website or bidding procedures to the Auction Administrator. You may also call our Investment Center at 800-524-8875 from 8am to Midnight Eastern Time.


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Zions Direct Auctions - Bid Page 6/18/12 2:34 PM ABOUT PRODUCTS & SERVICES AUCTIONS BOND STORE TRADING UNIVERSITY THINK CUSTOMER SERVICE OPEN ACCOUNT LOGOUT 1.800.524.8875 AUCTIONS DIRECTORY ISSUERS AUCTIONS UNIVERSITY DEMOS MY ACCOUNT ZDTEST2 :: HOME :: AUCTION #6120 Bid Page Zions Bancorporation Senior Note / 2 Year Corporates Non-redeemable prior to June 30, 2013, then callable at par on interest payment dates thereafter. | BBB- (Fitch); BBB(low) (DBRS); and BBB- (S&P) This is a bid by Coupon auction. Please refer to the Offering Documents for more information. Auction Status: ACCEPTING BIDS Auction Start: 6/18/2012 3:30 PM EDT Auction End: 6/26/2012 3:30 PM EDT Last Update: 6/18/2012 4:34:06 PM EDT Security Type: Corporate Bonds Issue Type: Primary Coupon: To be determined in auction Maturity Date: 6/30/2014 Offering Documents Auction Details ZDTEST2 Current Market-Clearing Yield*: 3.500% AUCTION BIDS Units Yield YTC YTM Price Submitted “In the Money” Amount Due 1 100.000000 2 100.000000 3 100.000000 4 100.000000 5 100.000000 Bid Limit: $ 250,000.00 Calculate/Refresh Submit Auction Activity Current Market-Clearing Yield*: 3.500% Bidder Units Yield Fixed Price Timestamp Potential Award Potential Amount Due #29171 150 3.500% 100.000000 6/18/2012 4:14:57 PM 150 units $ 150,000.00 Auction Totals: 150 units $ 150,000.00 *The current Market-Clearing Yield/Final Auction Yield is calculated as Yield to Worst (YTW) which is the lowest yield of yield to maturity, yield to call, yield to put, or other yields when a bond is callable, puttable, exchangeable, or has other features. If a bond is called, put or exchanged before maturity, the bondholder only earns interest on the time that has elapsed between purchasing the bond and its early redemption. The resulting yield is less than what would have been earned had the bond been held until maturity. Note: This page will check for updates every minute. NEWSLETTER Get market information, auction updates, new-issue alerts, and more. It’s weekly and it’s free! Email Address AUCTIONS DIRECTORY ISSUERS AUCTIONS UNIVERSITY DEMOS MY ACCOUNT ABOUT PRODUCTS & SERVICES AUCTIONS BOND STORE TRADING UNIVERSITY THINK CUSTOMER SERVICE OPEN ACCOUNT LOGOUT 1.800.524.8875 Investment Products: Not FDIC Insured No Bank Guarantee May Lose Value Bank Deposits and Certificates of Deposit (CDs) are FDIC Insured up to Applicable Limits


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Our Affiliates: Securities products and services offered by Zions Direct, Member FINRA / SIPC, a non-bank subsidiary of Zions Bank. Affiliates of Zions Bank or other issuers may purchase CDs or securities through the auction process. The market clearing yield may be lower due to the participation of an affiliate in the auction which may benefit the affiliated issuer. OTHER PRODUCTS CONTACT US ABOUT US SITE MAP PRIVACY POLICY TERMS AND CONDITIONS Please direct questions regarding the website or bidding procedures to the Auction Administrator. You may also call our Investment Center at 800-524-8875 from 8am to Midnight Eastern Time.


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ZDTEST2 :: HOME :: AUCTION #6120 *The current Market-Clearing Yield/Final Auction Yield is calculated as Yield to Worst (YTW) which is the lowest yield of yield to maturity, yield to call, yield to put, or other yields when a bond is callable, puttable, exchangeable, or has other features. If a bond is called, put or exchanged before maturity, the bondholder only earns interest on the time that has elapsed between purchasing the bond and its early redemption. The resulting yield is less than what would have been earned had the bond been held until maturity. Review & Confirm Bid Submission Bid Limit: $ 250,000.00 I confirm the bids shown in the table above. Cancel Confirm Non-redeemable prior to June 30, 2013, then callable at par on interest payment dates thereafter. | BBB- (Fitch); BBB(low) (DBRS); and BBB- (S&P) Bidder Bid # Units @ Price Yield Max. Award Max. Amt. Due Status ZDTEST2 1 1 @ 100.000000 3.500% 1 Units $ 1,000.00 NEW I understand that I could be responsible for up to $ 1,000.00 on my award. Zions Bancorporation Senior Note / 2 Year Corporates Our Affiliates: Investment Products: Not FDIC Insured No Bank Guarantee May Lose Value Bank Deposits and Certificates of Deposit (CDs) are FDIC Insured up to Applicable Limits Securities products and services offered by Zions Direct, Member FINRA / SIPC, a non-bank subsidiary of Zions Bank. Affiliates of Zions Bank or other issuers may purchase CDs or securities through the auction process. The market clearing yield may be lower due to the participation of an affiliate in the auction which may benefit the affiliated issuer. NEWSLETTER Get market information, auction updates, new-issue alerts, and more. It’s weekly and it’s free! Email Address OTHER PRODUCTS CONTACT US ABOUT US SITE MAP PRIVACY POLICY TERMS AND CONDITIONS Please direct questions regarding the website or bidding procedures to the Auction Administrator. You may also call our Investment Center at 800-524-8875 from 8am to Midnight Eastern Time. AUCTIONS DIRECTORY ISSUERS AUCTIONS UNIVERSITY DEMOS MY ACCOUNT ABOUT PRODUCTS & SERVICES AUCTIONS BOND STORE TRADING UNIVERSITY THINK CUSTOMER SERVICE OPEN ACCOUNT LOGOUT 1.800.524.8875