Ownership Submission
FORM 3
 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
  Chipman Michael A
 2. Date of Event Requiring Statement (Month/Day/Year)
10/14/2005		 3. Issuer Name and Ticker or Trading Symbol
BofI Holding, Inc. [BOFI]
(Last)
(First)
(Middle)
PO BOX 7216, 		 4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
__X__ Director _____ 10% Owner
_____ Officer (give title below) _____ Other (specify below)
5. If Amendment, Date Original Filed(Month/Day/Year)
04/05/2005
(Street)

INCLINE VILLAGE, NV 89452-7216		 6. Individual or Joint/Group Filing(Check Applicable Line)
___ Form filed by One Reporting Person
_X_ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Beneficially Owned
1.Title of Security
(Instr. 4)		 2. Amount of Securities Beneficially Owned
(Instr. 4)		 3. Ownership Form: Direct (D) or Indirect (I)
(Instr. 5)		 4. Nature of Indirect Beneficial Ownership
(Instr. 5)
Common Stock (2) 633,100 (1)
D
 

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly. SEC 1473 (7-02)
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Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 4)		 2. Date Exercisable and Expiration Date
(Month/Day/Year)		 3. Title and Amount of Securities Underlying Derivative Security
(Instr. 4)		 4. Conversion or Exercise Price of Derivative Security 5. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 5)		 6. Nature of Indirect Beneficial Ownership
(Instr. 5)
Date Exercisable Expiration Date Title Amount or Number of Shares

Reporting Owners

Reporting Owner Name / Address Relationships
Director 10% Owner Officer Other
Chipman Michael A
PO BOX 7216
INCLINE VILLAGE, NV 89452-7216		   X      
Chipman First Family Limited Partnership
C/O D. DAMON
PO BOX 19190
RENO, NV 89511-0853		       Reporting Group Member
Chipman Evelyn
C/O D. DAMON
PO BOX 19190
RENO, NV 89511		       Reporting Group Member

Signatures

Gary Lewis Evans 12/02/2005
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 5(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) Amended to reflect additional shares of common stock acquired by the Chipman First Family Limited Partnership prior to Michael A. Chipman's election to the Board of Directors. The acquisition of these additional shares was not required to be reported.
(2) All securites are held directly by The Chipman First Family Limited Partnership, Chipent,LLC is the general partner of the holder, and Michael and Evelyn Chipman are sole managers and members of Chipent, LLC. The sole limited partner of the holder is M&E Chipman Living Trust 9/28/95, of which Michael and Evelyn Chipman are the sole trustees and the settlors.
 
Remarks:
Amending Form 3 to reflect election of group member Michael A. Chipman to the Board of Directors of BOFI on 10/14/2005.

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