The Two Biggest Moneymaking Decisions You'll Ever Have to Make

Listen folks, I hate to tell you this but your chance for a comfortable retirement is falling fast!

Of course, we already know pension plans have been raided, depleted, and "financially engineered" - against the laws that were supposed to protect you.

And if you think you're protected because you're a union worker, or municipal worker, or in some other job that you figured you'd put up with because you could retire well... well, those "protection" plans are all under attack, too.

Your benefits are being bargained away... and so are your cost of living increases and so are all the other promises you were made.

You need to wake up to your worst nightmare.

Of course, your 401(k) was invented to replace pension plans... but have you really looked at how it's doing? I mean really calculated how you're going to retire on it?

The Center for Retirement Research said the typical 401(k) in the United States has about $120,000 in it. Do you even have that much?

They also calculated that to retire comfortably you need 10 times what your retirement year's salary was in savings. How much are you making now? Are you going to save 10 times that?

And as far as your employer matching your 401(k) to help you amass that retirement stockpile, forget it.

Newsflash: Companies aren't required to match anything. They only do it to entice employees to come on board or stay. That is until it costs them too much. After the 2008 crisis, 20% of public companies suspended, delayed, or stopped matching contributions altogether. This is a travesty for the average worker.

You see, your comfortable retirement is a long way off in the best of circumstances.

Today, just to have a decent retirement pot, you'd have to make 6% a year, compounded, every year. Are you making that every year on your investments?

No. Especially if you're moving more money into fixed income at these piddling interest rates. Two percent a year on a 10-year savings bond, really? Good luck with that.

Here's the thing:

Anyone can learn how to build wealth... And anyone can learn how to make investments that grow.

I'm going to teach you how right here.

You see, you just have to slice it right. You have to allocate funds to play both sides of the markets - whether it's stocks, bonds, precious metals, commodities, or what have you.

Starting today, and continuing on, I'm going to use our Wall Street Insights & Indictments space to give vital insights on mastering the markets.

I can show you how to play the globe's biggest asset classes and make our money grow exponentially faster than your piddling 401(k) can.

You'll have the benefit of my more than 30 years of experience and success in the palm of your hand. You will be the master of your own destiny.

The great thing about investing the way I do is that you can make money consistently - just by being a simpleton.

Everyone loves to complicate things, which is detrimental to your financial health, especially when it comes to investing.

There's so much news and data, so many opinions about events and data points, so many financial publications, so many shows, so many stocks, mutual funds, ETFs, futures, options, derivatives, so many opposing points of view about everything, it's enough to make your head explode - and your investing comfort level implode.

But I quickly distanced myself from all the noise that distracted me from being a successful trader.

Here's what I learned:

If you want to make money in the markets, there are only two decisions that matter, only two decisions that you ever have to make.

They are: Buy it? Or sell it? That's it, it is just that simple.

Look, I've made money in the markets every year for some 30 years. For me and for you, making money has to do with only those two decisions. Personally, I don't put a lot of meaning on either of them.

If I buy and I'm wrong, I made a bad decision. I fix that by making another decision.

But what we're going to do here each week is learn how to make good decisions based on the information we have at our disposal.

Stay tuned.

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