EverBank Launches MarketSafe® Future EconomiesSM CD

EverBank announced today the launch of the five-year MarketSafe® Future EconomiesSM CD, which combines the market potential of the Brazilian real, Chinese renminbi, Indian rupee, Indonesian rupiah, Mexican peso and Turkish lira1. This indexed CD offers 100-percent principal protection2 and a unique jump-note structure that ensures an upside payment of at least 10 percent at maturity if the currency index outperforms the dollar by more than 0 percent.3

“The currencies of all six countries represented in EverBank’s new MarketSafe Future Economies CD present unique opportunities,” said Chris Gaffney, president of EverBank World Markets. “These emerging markets are among the fastest-growing economies. China is predicted to overtake the US to become the globe’s largest economy within the next five years and the leadership change in India brings in new individuals who have made it a priority to bring pro-growth policies to the Indian economy. As these six countries evolve in the next five years, we believe their economies will be poised for prospective growth.”

EverBank created the FDIC-insured2 MarketSafe Future Economies CD for individuals interested in financial exposure to emerging market currencies, but concerned about the obvious risk.

“EverBank’s new five year CD offers 100 percent protection of deposited principal, while still giving investors the opportunity to capture the upside performance of six currencies from fast-growing economies,” said Frank Trotter, EVP & Chairman of EverBank Global Markets. “We’ve chosen these currencies because we believe they have the greatest potential for appreciation in the next five years. All six economies have strong economic growth and lower levels of debt, which should support the value of their currencies.”

Additionally, the jump-note structure ensures that if the CD performance is greater than 0 percent but less than or equal to 10 percent, the CD’s upside payment at maturity will automatically jump to 10 percent.

If the CD performance is greater than 10 percent, the market upside payment will be equal to the CD performance.

The potential upside payment is derived from the equally weighted value of the performance of the six currencies against the value of the U.S. dollar as measured on 10 established pricing dates over the five years. Clients cannot access the money over the five-year term.

EverBank’s MarketSafe Future Economies CD has a minimum deposit of $1,500 and monthly no account fee, unless the CD is structured as an IRA. The funding deadline is May 7, 2015.

For more information on MarketSafe CDs or to view the MarketSafe Future Economies CD term sheet, visit www.everbank.com/future-economies. You can contact an EverBank World Markets Specialist at 800.926.4922, or email your questions to worldmarkets@everbank.com.

ABOUT EVERBANK FINANCIAL CORP

EverBank Financial Corp, through its wholly-owned subsidiary EverBank, provides a diverse range of financial products and services directly to clients nationwide through multiple business channels. Headquartered in Jacksonville, Florida, EverBank had $21.6 billion in assets and $15.5 billion in deposits as of December 31, 2014. With an emphasis on value, innovation and service, EverBank offers a broad selection of banking, lending and investing products to consumers and businesses. EverBank provides services to clients through the internet, over the phone, through the mail, at its Florida-based financial centers and at other business offices throughout the country. More information on EverBank can be found at www.abouteverbank.com.

1. These currencies are not being acquired by you or EverBank. The upside payment of this U.S. dollar denominated CD will be based on the equally weighted value of the performance of these currencies against the U.S. dollar as measured on the established Pricing Dates (the “Reference Index”). The fixing prices per U.S. dollar (the “Fixing Prices”) for the Turkish lira, Mexican peso, Indian rupee, Chinese renminbi and Brazilian real shall be quoted from Reuters on the Initial Value Date, Final Value Date and semi-annual Pricing Dates, using the following: Turkish lira-ECB37 (2:15 p.m./Frankfurt), Mexican peso-WMRSPOT11 (4:00 p.m./London), Indian rupee-RBIB (12:30 p.m./Mumbai), Chinese renminbi-SAEC (9:15 a.m./Beijing) and Brazilian real-BRFR (1:15 p.m./Sao Paulo). The Fixing Price for the Indonesian rupiah shall be quoted from Bank Indonesia on the Initial Value Date, Final Value Date and semi-annual Pricing Dates (10:00 a.m./Jakarta). The “Average of 10 Semi-Annual Fixing Prices” for any one currency shall be the simple average of the Fixing Price of that currency as of the 10 semi-annual Pricing Dates. In the event Reuters or Bank Indonesia fails to publish such prices for any one or all of the Reference Index currencies, EverBank reserves the right to use an alternative equivalent index or price determination in its discretion.

2. MarketSafe® CDs, if held to the Maturity Date, will have a guaranteed return of the deposited principal ("Principal Protection"). Principal Protection only applies to CDs held to maturity. In the event of Bank failure, the CD balance is FDIC insured up to $250,000. Your other deposits with EverBank will be aggregated with the MarketSafe CD with respect to the $250,000 maximum. Except in the event of death or adjudication of incompetence of the holder of the MarketSafe CD, you may not withdraw any part of the CD prior to maturity. If you do withdraw early, even if that is due to the death or adjudicated incompetency of the holder of the CD, you will NOT receive Principal Protection and will NOT benefit from any upside potential of the Reference Index, experiencing a loss of principal as an early withdrawal charge. See the MarketSafe Deposit Account Disclosures in your Account Terms, Disclosures and Agreements Booklet for more information.

3. This CD does not pay interest. There is a chance that the currency index will not outperform the dollar and that only the deposited principal will be returned at the end of the five year period.