Your primary objective should always be to exploit your competitive advantages. Because we are individual investors, we have the ability to control our risk much better than institutions ever could.

The economy is not out of the woods. Expect severe weakness in the years ahead. Proactive strategies are the only way to make money. Buy and hold is dead. It has been dead for a decade, and it will stay that way through the duration of the downward sloping trend in the investment rate.

The 4 best performing ETFs in the month of April might surprise some investors.

With the newfound relationship between the Obama administration and Wall Street, the market is higher, and these ETFs will do extremely well throughout the next few months.