Porch Group Expands Home Factors with New Roof and Electrical Insights to Strengthen Carrier Risk Models

New attributes—electrical panel location, roof life stage, and plumbing materials—enhance underwriting precision and deepen visibility into structural risk.

Porch Group (NASDAQ: PRCH), a new kind of homeowners insurance company, today announced the expansion of its Home Factors property intelligence platform. The latest release introduces several new and enhanced attributes, including electrical panel and sub-panel location, roof life stage segmentation, and updated plumbing material indicators. These additions bring the platform closer to its goal of offering over 100 property attributes, covering approximately 90% of U.S. homes.

Home Factors provides interior and exterior attributes and condition data to help carriers improve underwriting, pricing, and risk selection. Collectively, these newly released attributes offer deeper visibility into critical home systems- supporting stronger risk models and more accurate decisioning.

  • Electrical Panel Location: Offers insight into where a home’s electrical systems are situated, helping carriers assess potential fire and maintenance risks.
  • Roof Life Stage: Segments roofs by age and expected remaining lifespan, enabling more precise risk stratification.
  • Plumbing Material Indicators: Flags the presence of PVC in inlet pipes and CPVC in outlet pipes, which can signal long-term durability or risk concerns.

“These new Home Factors continue our momentum in transforming how carriers assess risk,” said Matt Ehrlichman, Founder, Chairman and CEO of Porch Group. “We’re building a platform that delivers measurable ROI today while setting a new standard for property intelligence in the years ahead.”

For more information, visit: https://insurance.pgmsolutions.com

About Porch Group

Porch Group, Inc. ("Porch") is a new kind of homeowners insurance company. Porch's strategy to win in homeowners insurance is to deploy leading vertical software solutions in select home-related industries, provide the best services for homebuyers including important moving services, leverage unique data for advantaged underwriting, and provide more protection for policyholders. To learn more about Porch, visit ir.porchgroup.com.

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