Secured Finance AG, a Swiss developer of fixed-rate DeFi lending protocols, today announced its strategic support for the launch of JPYC, the Japanese yen-denominated stablecoin. This collaboration marks a major step toward bringing the Yen yield curve on-chain, allowing global investors to access Japan's interest-rate market through transparent, decentralized infrastructure.

ZUG, SWITZERLAND / ACCESS Newswire / October 28, 2025 / Secured Finance AG:

Key Initiatives

1. JPYC Fixed-Rate Lending
Secured Finance introduces a JPYC-denominated fixed-rate lending market, enabling depositors to earn stable returns and borrowers to secure predictable funding costs. This initiative lays the foundation for an on-chain Yen yield curve, bringing the clarity and efficiency of DeFi to the Japanese interest-rate ecosystem.

2. JPYC Borrowing with WBTC/ETH - and Future RWA Collateral
In the initial phase, users can borrow JPYC by pledging WBTC or ETH as collateral - linking crypto-asset markets with the Yen-based interest-rate economy for the first time. In subsequent phases, Secured Finance plans to expand collateral options to include RWA-backed and yield-bearing tokens, bridging decentralized credit with real-world financial instruments such as tokenized T-bills and fund tokens.

3. JPYC Yearn Vault v3 Integration
In collaboration with Yearn Finance, Secured Finance is developing a JPYC Vault (v3) that automatically optimizes yield strategies across multiple markets. Users can deposit JPYC and earn sustainable, on-chain returns through diversified DeFi strategies.

4. JPYC x402 Facilitator (Under Development)
Secured Finance is planning to integrate Coinbase's x402 standard (EIP-3009) to enable automated, code-based JPYC payments. The x402 initiative reinterprets the original HTTP "402 Payment Required" status code - allowing websites and online services to accept stablecoin payments directly through code, without complex gateways or high fees. This simplifies e-commerce and enables AI agents and autonomous services to transact instantly using JPYC. According to a16z's State of Crypto 2025 report, the autonomous-agent payments market could reach $30 trillion by 2030, underscoring the transformative potential of this technology for both Web2 commerce and the emerging machine economy.

Statement from the CEO
"The Japanese Yen is not just a domestic currency - it is a global benchmark for interest rates. By supporting JPYC and bringing the Yen yield curve on-chain, we connect real-world yield markets with decentralized finance."
- Masa ‘Senshi' Kikuchi, Founder & CEO, Secured Finance AG

About Secured Finance AG
Secured Finance AG is a Swiss-based DeFi protocol developer building the most secure and transparent fixed-income layer for digital assets. Operating across Ethereum, Arbitrum, and Filecoin, the company launched the USDFC (FIL-backed stablecoin) and is expanding into multi-chain lending, vault strategies, and real-world asset integrations.
Website: https://secured.finance

Contact
Taiga Yamada
contact@secured-finance.com

SOURCE: Secured Finance AG