With Authvia and Visa Direct, businesses can send secure, digital payouts in near real time to eligible cards directly to customers, contractors, and vendors via text, email, and other messaging apps—helping to accelerate cash flow and improve customer satisfaction

Authvia, the leader in conversational commerce and text-based payment innovation, today announced it has integrated Visa Direct, Visa’s real-time¹ money movement platform, into its TXT2PAY® solution. Leveraging the combined technology of Authvia and Visa Direct, which facilitates the delivery of funds directly to eligible Visa debit cards in real-time, Authvia is enabling real-time disbursements across industries like healthcare, automotive services, insurance, and gig economy platforms through a single text message.

Through this integration, Authvia has expanded its TXT2PAY capabilities to include real-time outbound payouts to eligible Visa cards in select markets, enabling businesses to issue refunds, insurance settlements, payments, incentives, and reimbursements to consumers without requiring physical checks, apps, or portal logins. Using Authvia's patented messaging commerce platform, recipients can verify their identity, confirm payout details, and, for eligible Visa card transactions, typically receive funds in real time—all within a familiar messaging thread.

“Whether it’s sending a co-pay reimbursement to a patient, returning a deposit to a customer, or disbursing funds to a technician in the field, businesses need modern payout solutions that are fast, secure, and frictionless,” said Chris Brunner, Founder and CEO of Authvia. “Our collaboration with Visa Direct reinforces our commitment to eliminating payment delays and delivering next-generation experiences through messaging.”

About Authvia

Authvia is a conversational commerce platform that enables fast, secure, and app-free payments through messaging channels, including SMS, RCS, and email. Its flagship product, TXT2PAY®, turns any messaging conversation into a PCI-compliant, tokenized transaction, helping businesses reduce payment friction, improve cash flow, and enhance customer satisfaction. With over 250+ gateway integrations, APIs, and merchant-facing applications, Authvia’s patented technologies empower ISOs, ISVs, and merchants to grow their businesses while reducing operational costs.

Learn more at www.authvia.com

¹ Actual funds availability depends on receiving financial institution.

View source version on businesswire.com: https://www.businesswire.com/news/home/20250825795805/en/

“Whether it’s sending a co-pay reimbursement to a patient, returning a deposit to a customer, or disbursing funds to a technician in the field, businesses need modern payout solutions that are fast, secure, and frictionless”