Wall Street has issued downbeat forecasts for the stocks in this article. These predictions are rare - financial institutions typically hesitate to say bad things about a company because it can jeopardize their other revenue-generating business lines like M&A advisory.

Accurately determining a company’s long-term prospects isn’t easy, especially when sentiment is weak. That’s where StockStory comes in - to help you find attractive investment candidates backed by unbiased research. Keeping that in mind, here is one stock where you should be greedy instead of fearful and two where the outlook is warranted.

Two stocks to sell:

Ryder (R)

Consensus price target: $303.67 (12.4% implied return)

As one of the first companies to introduce the idea of leasing trucks, Ryder (NYSE: R) provides rental vehicles to businesses and delivers packages directly to homes or businesses.

Why Are We Hesitant About R?

1. Scale is a double-edged sword because it limits the company’s growth potential compared to its smaller competitors, as reflected in its below-average annual revenue increases of 2.4% for the last two years
2. Gross margin of 19.8% reflects its high production costs
3. Poor free cash flow margin of -0.9% for the last five years limits its freedom to invest in growth initiatives, execute share buybacks, or pay dividends

Ryder is trading at $270.16 per share, or 16.2x forward P/E. Read our free research report to see why you should think twice about including R in your portfolio.

First Interstate BancSystem (FIBK)

Consensus price target: $38 (0% implied return)

Tracing its roots back to 1971 and still guided by founding family principles, First Interstate BancSystem (NASDAQ: FIBK) operates a network of community banks across 10 western and midwestern states, offering comprehensive banking services to individuals, businesses, and government entities.

Why Is FIBK Risky?

1. Flat sales over the last two years suggest it must find different ways to grow during this cycle
2. Anticipated 5.7 percentage point rise in its efficiency ratio suggests its expenses will increase as a percentage of revenue
3. Performance over the past five years shows its incremental sales were less profitable as its earnings per share were flat

First Interstate BancSystem’s stock price of $38.02 implies a valuation ratio of 1.1x forward P/B. If you’re considering FIBK for your portfolio, see our FREE research report to learn more.

One stock to buy:

Mastercard (MA)

Consensus price target: $707.79 (8% implied return)

Recognizable by its iconic "Priceless" advertising campaign that has run in over 120 countries, Mastercard (NYSE: MA) operates a global payments network that connects consumers, financial institutions, merchants, and businesses, enabling electronic transactions and providing payment solutions.

Why Is MA a Top Pick?

1. Annual revenue growth of 15.5% over the last two years was superb and indicates its market share increased during this cycle
2. Performance over the past five years was boosted by share buybacks, which enabled its earnings per share to grow faster than its revenue
3. Market-beating return on equity illustrates that management has a knack for investing in profitable ventures

At $655.66 per share, Mastercard trades at 30.3x forward P/E. Is now a good time to buy? Find out in our full research report, it’s free.

High-quality stocks for all market conditions

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Stocks that made our list in 2020 include now familiar names such as Nvidia (+1,460% between June 2020 and June 2025) as well as under-the-radar businesses like the once-small-cap company Exlservice (+271% between June 2020 and June 2025). Find your next big winner with StockStory today.