Utah First Celebrates 90 Years with their Lowest Auto Loan Rate of the Year

Helping Utahns Refinance, Purchase, and Save Big This July

As part of its 90th anniversary celebration, Utah First Credit Union is rolling out its lowest auto loan rate of the year this July, with rates as low as 4.99% APR for up to 60 months. Whether you’re looking to refinance your current loan, buy a used car, or upgrade to something new, this limited-time promotion is designed to help Utahns maximize savings.

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Utah First Credit Union

Utah First Credit Union

“Every summer, we help our members save —whether they’re refinancing or buying,” said Darin Moody, CEO of Utah First Credit Union. “This July, we’re offering our best rate of the year to celebrate 90 years, continue that tradition, and help our members drive away happy.”

Finance or Refinance—Your Way

Utah First’s July auto loan promotion is ideal for:

  • Refinancing an existing car loan to reduce your rate or monthly payment
  • Buying a new or used vehicle

Why Members Choose Utah First

  • Rates as low as 4.99% APR
  • Terms up to 60 months
  • Local service and quick decisions
  • Easy online application or in-branch support
  • Friendly, personalized guidance for first-time buyers and credit rebuilders

Limited-Time Offer Ends July 31

This promotion is available through July 31, 2025. Applications are open to both new and existing members. Get started online at utahfirst.com/auto-loans or visit any Utah First branch to learn more.

About Utah First Credit Union

Utah First is a trusted, member-owned financial institution committed to saying “yes” to judgment-free banking experiences. For 90 years, Utah First’s mission has been to be significant in the lives of the community and empower people on their financial journeys. Utah First prides itself on its boutique banking experience with creative, personalized banking solutions, including everything from Personal Checking to competitive auto loans, mortgages, and more for all credit types. Headquartered in Salt Lake City, the institution serves members across Utah. Learn more at utahfirst.com

Limited-Time 4.99% Auto Loan Special

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